Creative Mortgage Solutions
For Self-Employed Borrowers and Real Estate Investors
From Florida to California, we have alternative lending options
for self-employed and investor borrowers that requires little to no income documentation
Stable Income? Check.
As a W-2 employee, your consistent paychecks and verifiable employment make qualifying for a mortgage faster and easier. Discover loan options designed for salaried professionals today!
Financing That Broadens Your Horizon
With over 20 years of mortgage experience, and countless scenarios, our one goal is to provide smarter financing solutions, regardless
of your real estate experience
Asset Depletion Loan California
Asset Depletion Loan CaliforniaWith over two decades of experience under its belt, Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in financing, focused on providing flexible lending...Asset Depletion Loan Fresno
Asset Depletion Loan FresnoWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services stands out as far beyond a traditional lender - acting as your trusted financing guide, focused on providing...Asset Depletion Loan Los Angeles
Asset Depletion Loan Los AngelesWith over two decades of experience to its name, Horizon Lending Services has built a reputation as a modern alternative to big banks - serving as your expert financial ally, ready to serve unique financial...Home Loans For Retired Borrowers Texas
Home Loans For Retired Borrowers TexasWith over 20 years of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - helping clients navigate the lending process with confidence,...Home Loans For Retired Borrowers Dallas
Home Loans For Retired Borrowers DallasWith over over two decades of proven success of experience behind it, the team at Horizon Lending Services has built a reputation as a smarter way to borrow - offering a strategic, client-focused approach,...Home Loans For Retired Borrowers Plano
Home Loans For Retired Borrowers PlanoWith over two decades of experience to its name, Horizon's experienced team establishes itself as a modern alternative to big banks - it's your strategic partner in financing, tailored to meet a wide range...Home Loans For Retired Borrowers Prosper
Home Loans For Retired Borrowers ProsperWith over more than two decades of trusted service of experience to its name, Horizon's experienced team stands out as a smarter way to borrow - offering a strategic, client-focused approach, tailored to...Home Loans For Retired Borrowers Frisco
Home Loans For Retired Borrowers FriscoWith over more than two decades of trusted service of experience behind it, Horizon's experienced team positions itself as a modern alternative to big banks - helping clients navigate the lending process...W2 Mortgage
W2 MortgageWith over more than twenty years of experience in the lending industry, Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in financing, built to support clients with complex...W2 Home Loans
W2 Home LoansWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - acting as your trusted financing guide, focused on providing...W2 Borrower Home Loans
W2 Borrower Home LoansWith over more than twenty years of experience under its belt, Horizon Lending Services stands out as far beyond a traditional lender - serving as your expert financial ally, focused on providing flexible lending...Mortgage For 1099 Income
Mortgage For 1099 IncomeWith over more than two decades of trusted service of experience in the mortgage field, Horizon's experienced team positions itself as a modern alternative to big banks - serving as your expert financial ally, designed to...Mortgage With 1099 Income
Mortgage With 1099 IncomeWith over more than two decades of trusted service of experience behind it, Horizon's experienced team presents itself as a modern alternative to big banks - helping clients navigate the lending process with confidence,...How To Get A Mortgage If I’m Self Employed
How To Get A Mortgage If I’m Self EmployedWith over more than two decades of trusted service of experience in the lending industry, Horizon's experienced team stands out as a smarter way to borrow - it's your strategic partner in financing,...Self Employed Mortgage With 1 Year Income
Self Employed Mortgage With 1 Year IncomeWith over more than two decades of trusted service of experience under its belt, the team at Horizon Lending Services presents itself as far beyond a traditional lender - acting as your trusted financing...Mortgage Without W2
Mortgage Without W2With over more than twenty years of experience in the mortgage field, Horizon Lending Services presents itself as a smarter way to borrow - acting as your trusted financing guide, designed to tackle even the most unconventional...Mortgage Without Tax Returns
Mortgage Without Tax ReturnsWith over 20 years of experience in the lending industry, the team at Horizon Lending Services establishes itself as a smarter way to borrow - acting as your trusted financing guide, tailored to meet a wide range of...Mortgage Without W-2s
Mortgage Without W-2sWith over over two decades of proven success of experience in the lending industry, the team at Horizon Lending Services positions itself as a true partner in home financing - serving as your expert financial ally, focused on...Qualify For Mortgage Without W2
Qualify For Mortgage Without W2With over 20 years of experience in the lending industry, Horizon Lending Services presents itself as a smarter way to borrow - helping clients navigate the lending process with confidence, ready to serve unique...Loan With Business Income
Loan With Business IncomeWith over two decades of experience behind it, Horizon Lending Services has built a reputation as a smarter way to borrow - offering a strategic, client-focused approach, built to support clients with complex financial...Mortgage Using Gross Income Not Net
Mortgage Using Gross Income Not NetWith over two decades of experience to its name, Horizon Lending Services has built a reputation as more than just your average mortgage provider - acting as your trusted financing guide, ready to serve unique...Mortgage For Self Employed With Low Documentation
Mortgage For Self Employed With Low DocumentationWith over over two decades of proven success of experience under its belt, Horizon Lending Services positions itself as more than just your average mortgage provider - helping clients navigate the...Self Employed Home Loan Requirements
Self Employed Home Loan RequirementsWith over two decades of experience under its belt, the team at Horizon Lending Services positions itself as a true partner in home financing - acting as your trusted financing guide, focused on providing...Mortgage Broker
Mortgage BrokerWith over 20 years of experience under its belt, Horizon Lending Services positions itself as a smarter way to borrow - it's your strategic partner in financing, ready to serve unique financial situations. If you're an...Home Loans
Home LoansWith over more than two decades of trusted service of experience to its name, Horizon's experienced team presents itself as a modern alternative to big banks - acting as your trusted financing guide, built to support clients with...Mortgage Lender
Mortgage LenderWith over more than two decades of trusted service of experience under its belt, the team at Horizon Lending Services stands out as more than just your average mortgage provider - it's your strategic partner in financing, focused...Home Loan
Home LoanWith over 20 years of experience in the lending industry, Horizon's experienced team establishes itself as a true partner in home financing - helping clients navigate the lending process with confidence, focused on providing flexible...Home Loan Programs
Home Loan ProgramsWith over two decades of experience to its name, Horizon Lending Services stands out as a true partner in home financing - it's your strategic partner in financing, ready to serve unique financial situations. Whether your...Mortgage Company
Mortgage CompanyWith over over two decades of proven success of experience behind it, Horizon Lending Services positions itself as a modern alternative to big banks - serving as your expert financial ally, built to support clients with complex...Home Mortgage
Home MortgageWith over over two decades of proven success of experience to its name, Horizon Lending Services stands out as a smarter way to borrow - helping clients navigate the lending process with confidence, ready to serve unique financial...Mortgage Rates
Mortgage RatesWith over two decades of experience behind it, Horizon Lending Services establishes itself as far beyond a traditional lender - offering a strategic, client-focused approach, designed to tackle even the most unconventional borrower...Mortgage Experts
Mortgage ExpertsWith over more than twenty years of experience in the mortgage field, Horizon's experienced team establishes itself as a smarter way to borrow - offering a strategic, client-focused approach, ready to serve unique financial...Mortgage Services
Mortgage ServicesWith over more than twenty years of experience in the lending industry, Horizon Lending Services establishes itself as more than just your average mortgage provider - helping clients navigate the lending process with confidence,...Self Employed Home Loans
Self Employed Home LoansWith over two decades of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - serving as your expert financial ally, built to support clients with...Self Employed Mortgage
Self Employed MortgageWith over two decades of experience in the lending industry, Horizon's experienced team stands out as a modern alternative to big banks - serving as your expert financial ally, designed to tackle even the most...Non Qm Loans
Non Qm LoansWith over more than twenty years of experience under its belt, Horizon Lending Services presents itself as a smarter way to borrow - acting as your trusted financing guide, designed to tackle even the most unconventional borrower...Bank Statement Loans
Bank Statement LoansWith over two decades of experience in the lending industry, Horizon Lending Services establishes itself as far beyond a traditional lender - helping clients navigate the lending process with confidence, tailored to meet a...Bank Statement Mortgage
Bank Statement MortgageWith over 20 years of experience behind it, Horizon Lending Services stands out as a true partner in home financing - helping clients navigate the lending process with confidence, focused on providing flexible lending...No Doc Mortgage
No Doc MortgageWith over 20 years of experience to its name, Horizon's experienced team presents itself as far beyond a traditional lender - acting as your trusted financing guide, built to support clients with complex financial...Low Doc Mortgage
Low Doc MortgageWith over 20 years of experience in the lending industry, Horizon Lending Services positions itself as a smarter way to borrow - it's your strategic partner in financing, focused on providing flexible lending solutions. If...Alternative Income Mortgage
Alternative Income MortgageWith over 20 years of experience under its belt, Horizon Lending Services establishes itself as a modern alternative to big banks - offering a strategic, client-focused approach, designed to tackle even the most...Stated Income Mortgage
Stated Income MortgageWith over over two decades of proven success of experience in the lending industry, the team at Horizon Lending Services establishes itself as a smarter way to borrow - serving as your expert financial ally, tailored to meet...Business Owner Mortgage
Business Owner MortgageWith over two decades of experience in the lending industry, Horizon's experienced team presents itself as more than just your average mortgage provider - helping clients navigate the lending process with confidence,...Entrepreneur Mortgage
Entrepreneur MortgageWith over over two decades of proven success of experience under its belt, Horizon Lending Services positions itself as more than just your average mortgage provider - serving as your expert financial ally, tailored to meet a...Mortgage For Self Employed With Low Documentation Plano
Mortgage For Self Employed With Low Documentation PlanoWith over 20 years of experience under its belt, Horizon's experienced team establishes itself as a true partner in home financing - it's your strategic partner in financing, built to...Mortgage Using Gross Income Not Net Florida
Mortgage Using Gross Income Not Net FloridaWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services stands out as more than just your average mortgage provider - serving as your expert financial...Mortgage Using Gross Income Not Net Orlando
Mortgage Using Gross Income Not Net OrlandoWith over 20 years of experience in the mortgage field, Horizon's experienced team stands out as more than just your average mortgage provider - acting as your trusted financing guide, designed to...Mortgage Using Gross Income Not Net Miami
Mortgage Using Gross Income Not Net MiamiWith over two decades of experience in the mortgage field, Horizon's experienced team establishes itself as a smarter way to borrow - helping clients navigate the lending process with confidence, built to...Mortgage Using Gross Income Not Net California
Mortgage Using Gross Income Not Net CaliforniaWith over more than two decades of trusted service of experience behind it, Horizon's experienced team establishes itself as a modern alternative to big banks - offering a strategic, client-focused...Mortgage Using Gross Income Not Net Fresno
Mortgage Using Gross Income Not Net FresnoWith over more than two decades of trusted service of experience in the mortgage field, Horizon Lending Services has built a reputation as more than just your average mortgage provider - acting as your...Mortgage Using Gross Income Not Net Los Angeles
Mortgage Using Gross Income Not Net Los AngelesWith over more than two decades of trusted service of experience in the lending industry, the team at Horizon Lending Services stands out as far beyond a traditional lender - acting as your trusted...Mortgage For Self Employed With Low Documentation Texas
Mortgage For Self Employed With Low Documentation TexasWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team has built a reputation as more than just your average mortgage provider -...Mortgage For Self Employed With Low Documentation Dallas
Mortgage For Self Employed With Low Documentation DallasWith over over two decades of proven success of experience in the mortgage field, the team at Horizon Lending Services stands out as far beyond a traditional lender - acting as your trusted...Mortgage For Self Employed With Low Documentation Orlando
Mortgage For Self Employed With Low Documentation OrlandoWith over more than two decades of trusted service of experience in the mortgage field, Horizon Lending Services establishes itself as a modern alternative to big banks - offering a...Mortgage For Self Employed With Low Documentation Miami
Mortgage For Self Employed With Low Documentation MiamiWith over two decades of experience to its name, the team at Horizon Lending Services positions itself as a smarter way to borrow - helping clients navigate the lending process with...Mortgage For Self Employed With Low Documentation California
Mortgage For Self Employed With Low Documentation CaliforniaWith over two decades of experience under its belt, Horizon's experienced team positions itself as a true partner in home financing - offering a strategic, client-focused approach,...Mortgage For Self Employed With Low Documentation Fresno
Mortgage For Self Employed With Low Documentation FresnoWith over more than twenty years of experience in the lending industry, Horizon's experienced team establishes itself as a modern alternative to big banks - it's your strategic partner in...Business Owner Mortgage Mckinney
Business Owner Mortgage MckinneyWith over over two decades of proven success of experience behind it, Horizon Lending Services presents itself as a smarter way to borrow - helping clients navigate the lending process with confidence, ready to...Business Owner Mortgage Fort Worth
Business Owner Mortgage Fort WorthWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team has built a reputation as more than just your average mortgage provider - offering a strategic,...Business Owner Mortgage Florida
Business Owner Mortgage FloridaWith over more than two decades of trusted service of experience under its belt, the team at Horizon Lending Services has built a reputation as a true partner in home financing - acting as your trusted financing...Mortgage Rates Fresno
Mortgage Rates FresnoWith over 20 years of experience in the mortgage field, the team at Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in financing, ready to serve unique financial...Mortgage Rates Los Angeles
Mortgage Rates Los AngelesWith over 20 years of experience in the mortgage field, Horizon's experienced team stands out as a modern alternative to big banks - it's your strategic partner in financing, tailored to meet a wide range of borrower...Mortgage Experts Texas
Mortgage Experts TexasWith over 20 years of experience in the mortgage field, Horizon Lending Services positions itself as a modern alternative to big banks - acting as your trusted financing guide, tailored to meet a wide range of borrower...Mortgage Experts Dallas
Mortgage Experts DallasWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services presents itself as a smarter way to borrow - helping clients navigate the lending process with confidence, built...Mortgage Experts Plano
Mortgage Experts PlanoWith over two decades of experience to its name, Horizon Lending Services positions itself as far beyond a traditional lender - acting as your trusted financing guide, designed to tackle even the most unconventional borrower...Mortgage Experts Prosper
Mortgage Experts ProsperWith over more than two decades of trusted service of experience behind it, Horizon Lending Services has built a reputation as far beyond a traditional lender - serving as your expert financial ally, ready to serve unique...Mortgage Experts Frisco
Mortgage Experts FriscoWith over more than twenty years of experience in the lending industry, Horizon Lending Services has built a reputation as more than just your average mortgage provider - it's your strategic partner in financing, focused...Mortgage Experts Celina
Mortgage Experts CelinaWith over more than two decades of trusted service of experience to its name, the team at Horizon Lending Services stands out as a smarter way to borrow - offering a strategic, client-focused approach, ready to serve unique...Mortgage Experts Mckinney
Mortgage Experts MckinneyWith over 20 years of experience in the lending industry, the team at Horizon Lending Services has built a reputation as a smarter way to borrow - it's your strategic partner in financing, tailored to meet a wide range...Mortgage Experts Fort Worth
Mortgage Experts Fort WorthWith over over two decades of proven success of experience behind it, Horizon Lending Services positions itself as a modern alternative to big banks - serving as your expert financial ally, built to support clients with...Mortgage Experts Florida
Mortgage Experts FloridaWith over over two decades of proven success of experience to its name, Horizon Lending Services has built a reputation as a true partner in home financing - acting as your trusted financing guide, tailored to meet a wide...Mortgage Experts Orlando
Mortgage Experts OrlandoWith over over two decades of proven success of experience behind it, Horizon Lending Services has built a reputation as far beyond a traditional lender - helping clients navigate the lending process with confidence,...Mortgage Experts Miami
Mortgage Experts MiamiWith over 20 years of experience in the mortgage field, Horizon Lending Services stands out as more than just your average mortgage provider - offering a strategic, client-focused approach, focused on providing flexible...Mortgage Experts California
Mortgage Experts CaliforniaWith over more than two decades of trusted service of experience behind it, Horizon Lending Services has built a reputation as more than just your average mortgage provider - it's your strategic partner in financing,...Mortgage Experts Fresno
Mortgage Experts FresnoWith over two decades of experience under its belt, Horizon Lending Services has built a reputation as more than just your average mortgage provider - serving as your expert financial ally, focused on providing flexible...Mortgage Experts Los Angeles
Mortgage Experts Los AngelesWith over two decades of experience behind it, Horizon Lending Services stands out as a smarter way to borrow - acting as your trusted financing guide, focused on providing flexible lending solutions. Whether your...Mortgage Services Texas
Mortgage Services TexasWith over two decades of experience to its name, Horizon Lending Services stands out as a modern alternative to big banks - offering a strategic, client-focused approach, focused on providing flexible lending...Mortgage Services Dallas
Mortgage Services DallasWith over 20 years of experience to its name, Horizon Lending Services positions itself as far beyond a traditional lender - serving as your expert financial ally, tailored to meet a wide range of borrower needs. For...Mortgage Services Plano
Mortgage Services PlanoWith over over two decades of proven success of experience to its name, Horizon's experienced team establishes itself as a modern alternative to big banks - it's your strategic partner in financing, designed to tackle...Mortgage Services Prosper
Mortgage Services ProsperWith over two decades of experience behind it, Horizon's experienced team presents itself as a true partner in home financing - it's your strategic partner in financing, focused on providing flexible lending...Mortgage Services Frisco
Mortgage Services FriscoWith over two decades of experience in the mortgage field, Horizon Lending Services establishes itself as a modern alternative to big banks - offering a strategic, client-focused approach, built to support clients with...Mortgage Services Celina
Mortgage Services CelinaWith over 20 years of experience to its name, the team at Horizon Lending Services establishes itself as far beyond a traditional lender - helping clients navigate the lending process with confidence, tailored to meet a...Mortgage Services Mckinney
Mortgage Services MckinneyWith over 20 years of experience under its belt, Horizon Lending Services presents itself as more than just your average mortgage provider - offering a strategic, client-focused approach, focused on providing flexible...Mortgage Services Fort Worth
Mortgage Services Fort WorthWith over more than twenty years of experience to its name, the team at Horizon Lending Services positions itself as a true partner in home financing - serving as your expert financial ally, ready to serve unique...Mortgage Services Florida
Mortgage Services FloridaWith over two decades of experience to its name, Horizon Lending Services positions itself as a true partner in home financing - it's your strategic partner in financing, ready to serve unique financial...Mortgage Services Orlando
Mortgage Services OrlandoWith over more than twenty years of experience under its belt, Horizon Lending Services has built a reputation as far beyond a traditional lender - serving as your expert financial ally, built to support clients with...Mortgage Services Miami
Mortgage Services MiamiWith over over two decades of proven success of experience to its name, the team at Horizon Lending Services has built a reputation as far beyond a traditional lender - serving as your expert financial ally, tailored to...Mortgage Services California
Mortgage Services CaliforniaWith over over two decades of proven success of experience under its belt, Horizon Lending Services stands out as a true partner in home financing - helping clients navigate the lending process with confidence, built...Mortgage Services Fresno
Mortgage Services FresnoWith over over two decades of proven success of experience to its name, Horizon's experienced team positions itself as far beyond a traditional lender - helping clients navigate the lending process with confidence, built...Mortgage Services Los Angeles
Mortgage Services Los AngelesWith over more than twenty years of experience in the mortgage field, the team at Horizon Lending Services establishes itself as a modern alternative to big banks - offering a strategic, client-focused approach, built...Self Employed Home Loans Texas
Self Employed Home Loans TexasWith over over two decades of proven success of experience behind it, Horizon's experienced team positions itself as a smarter way to borrow - serving as your expert financial ally, built to support clients with...Self Employed Home Loans Dallas
Self Employed Home Loans DallasWith over more than twenty years of experience to its name, Horizon Lending Services positions itself as a smarter way to borrow - offering a strategic, client-focused approach, focused on providing flexible lending...Self Employed Home Loans Plano
Self Employed Home Loans PlanoWith over two decades of experience to its name, Horizon's experienced team positions itself as far beyond a traditional lender - acting as your trusted financing guide, designed to tackle even the most...Self Employed Home Loans Prosper
Self Employed Home Loans ProsperWith over more than twenty years of experience to its name, Horizon Lending Services stands out as a smarter way to borrow - acting as your trusted financing guide, focused on providing flexible lending...Self Employed Home Loans Frisco
Self Employed Home Loans FriscoWith over more than two decades of trusted service of experience under its belt, Horizon's experienced team positions itself as far beyond a traditional lender - it's your strategic partner in financing, tailored...Self Employed Home Loans Celina
Self Employed Home Loans CelinaWith over two decades of experience in the lending industry, Horizon Lending Services has built a reputation as far beyond a traditional lender - serving as your expert financial ally, ready to serve unique...Self Employed Home Loans Mckinney
Self Employed Home Loans MckinneyWith over two decades of experience to its name, Horizon's experienced team has built a reputation as a true partner in home financing - acting as your trusted financing guide, focused on providing flexible...Self Employed Home Loans Fort Worth
Self Employed Home Loans Fort WorthWith over over two decades of proven success of experience under its belt, Horizon's experienced team stands out as more than just your average mortgage provider - serving as your expert financial ally, built...Self Employed Home Loans Florida
Self Employed Home Loans FloridaWith over over two decades of proven success of experience to its name, Horizon Lending Services positions itself as far beyond a traditional lender - serving as your expert financial ally, tailored to meet a wide...Self Employed Home Loans Orlando
Self Employed Home Loans OrlandoWith over two decades of experience in the mortgage field, Horizon Lending Services establishes itself as more than just your average mortgage provider - serving as your expert financial ally, built to support...Self Employed Home Loans Miami
Self Employed Home Loans MiamiWith over two decades of experience in the mortgage field, Horizon's experienced team has built a reputation as a true partner in home financing - acting as your trusted financing guide, tailored to meet a wide...Self Employed Home Loans California
Self Employed Home Loans CaliforniaWith over more than twenty years of experience in the lending industry, Horizon's experienced team positions itself as a true partner in home financing - serving as your expert financial ally, tailored to meet...Self Employed Home Loans Fresno
Self Employed Home Loans FresnoWith over over two decades of proven success of experience in the lending industry, the team at Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in...Self Employed Home Loans Los Angeles
Self Employed Home Loans Los AngelesWith over more than two decades of trusted service of experience behind it, Horizon Lending Services positions itself as a modern alternative to big banks - helping clients navigate the lending process with...Self Employed Mortgage Texas
Self Employed Mortgage TexasWith over over two decades of proven success of experience under its belt, Horizon Lending Services has built a reputation as a true partner in home financing - helping clients navigate the lending process with...Self Employed Mortgage Dallas
Self Employed Mortgage DallasWith over two decades of experience under its belt, the team at Horizon Lending Services stands out as a smarter way to borrow - it's your strategic partner in financing, built to support clients with complex...Self Employed Mortgage Plano
Self Employed Mortgage PlanoWith over more than twenty years of experience in the mortgage field, Horizon's experienced team positions itself as a true partner in home financing - acting as your trusted financing guide, ready to serve unique...Self Employed Mortgage Prosper
Self Employed Mortgage ProsperWith over over two decades of proven success of experience behind it, Horizon Lending Services presents itself as a modern alternative to big banks - offering a strategic, client-focused approach, designed to tackle...Self Employed Mortgage Frisco
Self Employed Mortgage FriscoWith over 20 years of experience under its belt, Horizon's experienced team positions itself as more than just your average mortgage provider - it's your strategic partner in financing, focused on providing flexible...Self Employed Mortgage Celina
Self Employed Mortgage CelinaWith over more than twenty years of experience under its belt, Horizon Lending Services stands out as a true partner in home financing - serving as your expert financial ally, built to support clients with complex...Self Employed Mortgage Mckinney
Self Employed Mortgage MckinneyWith over two decades of experience under its belt, Horizon Lending Services has built a reputation as more than just your average mortgage provider - offering a strategic, client-focused approach, focused on...Self Employed Mortgage Fort Worth
Self Employed Mortgage Fort WorthWith over 20 years of experience in the mortgage field, Horizon Lending Services stands out as more than just your average mortgage provider - helping clients navigate the lending process with confidence, built to...Self Employed Mortgage Florida
Self Employed Mortgage FloridaWith over two decades of experience behind it, Horizon's experienced team positions itself as a modern alternative to big banks - acting as your trusted financing guide, ready to serve unique financial...Self Employed Mortgage Orlando
Self Employed Mortgage OrlandoWith over two decades of experience in the mortgage field, Horizon Lending Services positions itself as more than just your average mortgage provider - acting as your trusted financing guide, ready to serve unique...Self Employed Mortgage Miami
Self Employed Mortgage MiamiWith over more than twenty years of experience behind it, Horizon Lending Services establishes itself as a true partner in home financing - offering a strategic, client-focused approach, tailored to meet a wide range...Self Employed Mortgage California
Self Employed Mortgage CaliforniaWith over 20 years of experience behind it, the team at Horizon Lending Services stands out as a modern alternative to big banks - acting as your trusted financing guide, ready to serve unique financial...Self Employed Mortgage Fresno
Self Employed Mortgage FresnoWith over two decades of experience in the lending industry, Horizon's experienced team stands out as a smarter way to borrow - acting as your trusted financing guide, focused on providing flexible lending...Self Employed Mortgage Los Angeles
Self Employed Mortgage Los AngelesWith over more than twenty years of experience behind it, the team at Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in financing, ready to serve...Non Qm Loans Texas
Non Qm Loans TexasWith over more than twenty years of experience to its name, the team at Horizon Lending Services stands out as a modern alternative to big banks - offering a strategic, client-focused approach, designed to tackle even the most...Non Qm Loans Dallas
Non Qm Loans DallasWith over over two decades of proven success of experience in the lending industry, the team at Horizon Lending Services presents itself as a modern alternative to big banks - it's your strategic partner in financing, ready to...Non Qm Loans Plano
Non Qm Loans PlanoWith over two decades of experience to its name, Horizon Lending Services presents itself as a modern alternative to big banks - it's your strategic partner in financing, focused on providing flexible lending solutions. If...Non Qm Loans Prosper
Non Qm Loans ProsperWith over more than two decades of trusted service of experience to its name, Horizon Lending Services establishes itself as more than just your average mortgage provider - helping clients navigate the lending process with...Non Qm Loans Frisco
Non Qm Loans FriscoWith over more than two decades of trusted service of experience in the lending industry, Horizon Lending Services stands out as a modern alternative to big banks - acting as your trusted financing guide, ready to serve unique...Non Qm Loans Celina
Non Qm Loans CelinaWith over more than two decades of trusted service of experience in the mortgage field, Horizon Lending Services establishes itself as more than just your average mortgage provider - acting as your trusted financing guide,...Non Qm Loans Mckinney
Non Qm Loans MckinneyWith over 20 years of experience in the mortgage field, the team at Horizon Lending Services positions itself as more than just your average mortgage provider - acting as your trusted financing guide, focused on providing...Non Qm Loans Fort Worth
Non Qm Loans Fort WorthWith over 20 years of experience to its name, the team at Horizon Lending Services positions itself as a true partner in home financing - it's your strategic partner in financing, built to support clients with complex...Non Qm Loans Florida
Non Qm Loans FloridaWith over 20 years of experience in the lending industry, Horizon Lending Services presents itself as more than just your average mortgage provider - it's your strategic partner in financing, tailored to meet a wide range of...Non Qm Loans Orlando
Non Qm Loans OrlandoWith over two decades of experience in the mortgage field, Horizon Lending Services has built a reputation as a smarter way to borrow - helping clients navigate the lending process with confidence, designed to tackle even the...Non Qm Loans Miami
Non Qm Loans MiamiWith over more than twenty years of experience in the mortgage field, the team at Horizon Lending Services presents itself as far beyond a traditional lender - offering a strategic, client-focused approach, focused on providing...Non Qm Loans California
Non Qm Loans CaliforniaWith over 20 years of experience under its belt, the team at Horizon Lending Services has built a reputation as far beyond a traditional lender - helping clients navigate the lending process with confidence, built to...Non Qm Loans Fresno
Non Qm Loans FresnoWith over more than twenty years of experience in the mortgage field, the team at Horizon Lending Services has built a reputation as far beyond a traditional lender - it's your strategic partner in financing, designed to...Non Qm Loans Los Angeles
Non Qm Loans Los AngelesWith over two decades of experience to its name, the team at Horizon Lending Services presents itself as a true partner in home financing - acting as your trusted financing guide, ready to serve unique financial...Bank Statement Loans Texas
Bank Statement Loans TexasWith over more than twenty years of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - offering a strategic, client-focused approach, tailored to...Bank Statement Loans Dallas
Bank Statement Loans DallasWith over over two decades of proven success of experience behind it, Horizon Lending Services establishes itself as a true partner in home financing - serving as your expert financial ally, ready to serve unique...Bank Statement Loans Plano
Bank Statement Loans PlanoWith over more than twenty years of experience in the lending industry, Horizon Lending Services stands out as far beyond a traditional lender - offering a strategic, client-focused approach, built to support clients...Bank Statement Loans Prosper
Bank Statement Loans ProsperWith over 20 years of experience in the mortgage field, the team at Horizon Lending Services establishes itself as a smarter way to borrow - helping clients navigate the lending process with confidence, focused on...Bank Statement Loans Frisco
Bank Statement Loans FriscoWith over over two decades of proven success of experience to its name, Horizon's experienced team stands out as a modern alternative to big banks - acting as your trusted financing guide, designed to tackle even the...Bank Statement Loans Celina
Bank Statement Loans CelinaWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services establishes itself as more than just your average mortgage provider - it's your strategic partner in...Bank Statement Loans Mckinney
Bank Statement Loans MckinneyWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team stands out as far beyond a traditional lender - it's your strategic partner in financing, designed to...Bank Statement Loans Fort Worth
Bank Statement Loans Fort WorthWith over more than two decades of trusted service of experience in the mortgage field, the team at Horizon Lending Services positions itself as far beyond a traditional lender - helping clients navigate the lending...Bank Statement Loans Florida
Bank Statement Loans FloridaWith over 20 years of experience in the mortgage field, the team at Horizon Lending Services positions itself as more than just your average mortgage provider - it's your strategic partner in financing, designed to...Bank Statement Loans Orlando
Bank Statement Loans OrlandoWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services positions itself as far beyond a traditional lender - helping clients navigate the lending process with...Bank Statement Loans Miami
Bank Statement Loans MiamiWith over more than twenty years of experience under its belt, Horizon Lending Services establishes itself as a smarter way to borrow - serving as your expert financial ally, focused on providing flexible lending...Bank Statement Loans California
Bank Statement Loans CaliforniaWith over two decades of experience in the mortgage field, Horizon Lending Services stands out as more than just your average mortgage provider - it's your strategic partner in financing, ready to serve unique...Bank Statement Loans Fresno
Bank Statement Loans FresnoWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services presents itself as far beyond a traditional lender - serving as your expert financial ally, tailored to meet a...Bank Statement Loans Los Angeles
Bank Statement Loans Los AngelesWith over two decades of experience under its belt, the team at Horizon Lending Services has built a reputation as more than just your average mortgage provider - acting as your trusted financing guide, designed to...Bank Statement Mortgage Texas
Bank Statement Mortgage TexasWith over more than twenty years of experience behind it, the team at Horizon Lending Services establishes itself as a modern alternative to big banks - it's your strategic partner in financing, tailored to meet a...Bank Statement Mortgage Dallas
Bank Statement Mortgage DallasWith over two decades of experience in the lending industry, Horizon Lending Services presents itself as a smarter way to borrow - offering a strategic, client-focused approach, designed to tackle even the most...Bank Statement Mortgage Plano
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Mortgage For W2 Employees Los AngelesWith over two decades of experience under its belt, Horizon Lending Services presents itself as a modern alternative to big banks - serving as your expert financial ally, tailored to meet a wide range of...Conventional Mortgage Texas
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Conventional Mortgage MiamiWith over 20 years of experience in the mortgage field, Horizon Lending Services stands out as more than just your average mortgage provider - serving as your expert financial ally, built to support clients with complex...Conventional Mortgage California
Conventional Mortgage CaliforniaWith over over two decades of proven success of experience behind it, Horizon's experienced team stands out as more than just your average mortgage provider - offering a strategic, client-focused approach,...Conventional Mortgage Fresno
Conventional Mortgage FresnoWith over over two decades of proven success of experience to its name, Horizon Lending Services establishes itself as far beyond a traditional lender - serving as your expert financial ally, tailored to meet a wide...Penned with help from James Thomas, Alexander White, Matthew Scott, Patrick Wright, Brandon Martinez, Anthony Smith, Timothy Martin, Matthew Jackson, Jonathan Harris, David Johnson, Dennis Parker, Justin Lopez, Nicholas Garcia, Edward Mugford, Frank Collins, Patrick White, Andrew Campbell, David Campbell, Scott Lee, Gary Moore, Christopher Anderson, David Robinson, Donald Roberts, Benjamin Green, Raymond Phillips, Andrew Allen, Christopher Hill, William Allen, Raymond Wright, Patrick Lewis, Samuel Turner, Jack Brown, Anthony Carter, Ryan Edwards, Alexander Scott, Donald Wright, Eric Nelson, Kevin Williams, Dennis Green, Gary Evans, Matthew Martinez, Justin Nelson, Gary Adams, Benjamin Johnson, Richard Baker, Ryan Hill, Brandon Wright, Frank Martinez, David Martin, Jack Martin, Mark Wright, George Clark, Alexander Lopez, Stephen Martin, Andrew Hill, Andrew Gonzalez, Jerry Phillips, Donald Hall, Nicholas Mugford, Mark Hernandez, Brian Martinez, Paul Gonzalez, Larry Rodriguez, Jack Moore, Donald Jones, Eric Mitchell, Jeffrey Martin, Kevin Edwards, Robert Robinson, Michael Campbell, George Wright, Scott Walker, Edward Davis, Donald Evans, Eric Carter, Ronald Clark, Robert Wright, Paul Parker, Jacob Moore, Justin Thompson, Paul Allen, Jason Miller, Evan Martinez, James Adams.
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DSCR (Debt Service Coverage Ratio)
Maximize your portfolio potential with Non-QM loans designed for first time or savvy investors; no tax returns, just smart financing.
Self Employed
Our Self-Employed Non-QM Loans are designed for entrepreneurs, freelancers, and business owners who don’t fit the traditional lending mold. Qualify using bank statements, 1099s, a P&L or asset-based income. No Tax Returns or W2’s Required! 1 Year Self-Employed History Allowed!
VA
With a VA home loan, eligible veterans, active-duty service members, and surviving spouses can buy or refinance with zero down payment, no PMI, and competitive interest rates. Whether you’re purchasing your first home or refinancing, we make the process simple, fast, and tailored to your service.
Jumbo Loans
Unlock high-value properties with creative jumbo loan solutions up to $5 million; perfect for self-employed borrowers, luxury homebuyers, and investors with unique income streams. We go beyond the traditional box to deliver flexible financing that fits your vision.
First Time Buyer
Whether you’re eyeing an FHA loan with low down payment options or a Conventional loan with competitive rates, we help first-time home buyers navigate the path to homeownership with confidence. Get expert guidance, flexible financing, and personalized support every step of the way.
Cash-Out Refinance
Consolidate high-interest debt into one low monthly payment; using the equity you’ve already built. Pay off credit cards, personal loans, or medical bills, update your home, and regain control of your finances with a streamlined, cost-effective solution backed by competitive conventional rates.
We can’t thank Scott Simmons enough for all his help during both our original purchase of our home, as well as our recent refinancing. Scott was able to get us an incredible rate and was extremely detailed and explanatory the entire way. We, of course, had rookie questions being first-time home buyers, but he made himself available to answer and explain any of our questions and made helpful suggestions, as well as great advice given our individual situation. I highly recommend Scott for your mortgage needs!
Sarah Lati
Have always had a great experience with Horizon Lending Services. Scott and his team are the BEST! They helped us in 2021 with a refinance of our first home. Then this year they helped us with getting a loan for our property! Scott was patient and always willing to go over everything multiple times to ensure we understood everything. Kept us updated on status’ as well as just to check in.
Samantha Mellott
Just recently had the experience of working with Marcus on a loan for an investment property. Not only did he help me find the lowest cost strategy to purchase the property, he kept me updated, helped jumped through the various hurdles that came up to make sure we didn’t have any delays and the purchase was as smooth as possible. Marcus is an incredible lender and is my go to for any and all loan questions or needs
Richard Berman
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