Creative Mortgage Solutions
For Self-Employed Borrowers and Real Estate Investors
From Florida to California, we have alternative lending options
for self-employed and investor borrowers that requires little to no income documentation
Stable Income? Check.
As a W-2 employee, your consistent paychecks and verifiable employment make qualifying for a mortgage faster and easier. Discover loan options designed for salaried professionals today!
Financing That Broadens Your Horizon
With over 20 years of mortgage experience, and countless scenarios, our one goal is to provide smarter financing solutions, regardless
of your real estate experience
Fast Mortgage Approval Fort Worth
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Fast Mortgage Approval FresnoWith over 20 years of experience under its belt, Horizon Lending Services positions itself as a smarter way to borrow - helping clients navigate the lending process with confidence, ready to serve unique financial...Fast Mortgage Approval Frisco
Fast Mortgage Approval FriscoWith over more than two decades of trusted service of experience behind it, Horizon Lending Services presents itself as more than just your average mortgage provider - offering a strategic, client-focused approach,...Fast Mortgage Approval Los Angeles
Fast Mortgage Approval Los AngelesWith over more than two decades of trusted service of experience behind it, Horizon's experienced team stands out as more than just your average mortgage provider - helping clients navigate the lending process...Fast Mortgage Approval Mckinney
Fast Mortgage Approval MckinneyWith over 20 years of experience under its belt, Horizon Lending Services has built a reputation as far beyond a traditional lender - helping clients navigate the lending process with confidence, tailored to meet a...Fast Mortgage Approval Miami
Fast Mortgage Approval MiamiWith over two decades of experience under its belt, Horizon's experienced team presents itself as far beyond a traditional lender - helping clients navigate the lending process with confidence, built to support...Fast Mortgage Approval Orlando
Fast Mortgage Approval OrlandoWith over more than two decades of trusted service of experience behind it, the team at Horizon Lending Services stands out as far beyond a traditional lender - serving as your expert financial ally, ready to serve...Fast Mortgage Approval Plano
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Fast Mortgage Approval TexasWith over two decades of experience to its name, Horizon's experienced team establishes itself as a modern alternative to big banks - acting as your trusted financing guide, designed to tackle even the most...Fastest Way To Get Approved For Investment Property Loan
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Fastest Way To Get Approved For Investment Property Loan CaliforniaWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services stands out as more than just your average mortgage provider - acting as...Fastest Way To Get Approved For Investment Property Loan Celina
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Fastest Way To Get Approved For Investment Property Loan DallasWith over more than twenty years of experience to its name, Horizon's experienced team stands out as far beyond a traditional lender - acting as your trusted financing guide, built...Fastest Way To Get Approved For Investment Property Loan Florida
Fastest Way To Get Approved For Investment Property Loan FloridaWith over two decades of experience behind it, Horizon Lending Services stands out as more than just your average mortgage provider - offering a strategic, client-focused approach,...Fastest Way To Get Approved For Investment Property Loan Fort Worth
Fastest Way To Get Approved For Investment Property Loan Fort WorthWith over two decades of experience in the lending industry, Horizon Lending Services presents itself as a smarter way to borrow - it's your strategic partner in financing,...Fastest Way To Get Approved For Investment Property Loan Fresno
Fastest Way To Get Approved For Investment Property Loan FresnoWith over more than twenty years of experience behind it, Horizon Lending Services stands out as a smarter way to borrow - it's your strategic partner in financing, focused on...Fastest Way To Get Approved For Investment Property Loan Frisco
Fastest Way To Get Approved For Investment Property Loan FriscoWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services establishes itself as far beyond a traditional lender - offering a strategic,...Fastest Way To Get Approved For Investment Property Loan Los Angeles
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Fastest Way To Get Approved For Investment Property Loan MiamiWith over 20 years of experience in the lending industry, Horizon Lending Services establishes itself as far beyond a traditional lender - it's your strategic partner in financing,...Fastest Way To Get Approved For Investment Property Loan Orlando
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Fastest Way To Get Approved For Investment Property Loan TexasWith over more than two decades of trusted service of experience in the mortgage field, Horizon's experienced team has built a reputation as a smarter way to borrow - offering a...Fha Loans
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Home Financing Options FresnoWith over more than twenty years of experience to its name, Horizon Lending Services establishes itself as a true partner in home financing - it's your strategic partner in financing, built to support clients with...Home Financing Options Frisco
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Home Financing Options Los AngelesWith over over two decades of proven success of experience to its name, the team at Horizon Lending Services stands out as a modern alternative to big banks - acting as your trusted financing guide, ready to...Home Financing Options Mckinney
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Home Loan PlanoWith over more than twenty years of experience under its belt, Horizon's experienced team stands out as a modern alternative to big banks - offering a strategic, client-focused approach, ready to serve unique financial...Home Loan Programs
Home Loan ProgramsWith over two decades of experience to its name, Horizon Lending Services stands out as a true partner in home financing - it's your strategic partner in financing, ready to serve unique financial situations. Whether your...Home Loan Programs California
Home Loan Programs CaliforniaWith over more than twenty years of experience in the mortgage field, the team at Horizon Lending Services positions itself as far beyond a traditional lender - acting as your trusted financing guide, tailored to meet...Home Loan Programs Celina
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Home Loan Programs FloridaWith over 20 years of experience behind it, Horizon Lending Services has built a reputation as a modern alternative to big banks - offering a strategic, client-focused approach, built to support clients with complex...Home Loan Programs Fort Worth
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Home Loan Programs FriscoWith over more than twenty years of experience under its belt, Horizon's experienced team presents itself as far beyond a traditional lender - it's your strategic partner in financing, tailored to meet a wide range of...Home Loan Programs Los Angeles
Home Loan Programs Los AngelesWith over 20 years of experience under its belt, Horizon Lending Services establishes itself as more than just your average mortgage provider - serving as your expert financial ally, tailored to meet a wide range of...Home Loan Programs Mckinney
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Home Loan Programs TexasWith over over two decades of proven success of experience in the mortgage field, Horizon Lending Services presents itself as a modern alternative to big banks - helping clients navigate the lending process with...Home Loan Prosper
Home Loan ProsperWith over two decades of experience in the mortgage field, Horizon Lending Services establishes itself as more than just your average mortgage provider - helping clients navigate the lending process with confidence, designed to...Home Loan Texas
Home Loan TexasWith over more than twenty years of experience under its belt, Horizon's experienced team establishes itself as far beyond a traditional lender - offering a strategic, client-focused approach, ready to serve unique financial...Home Loans
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Home Loans DallasWith over more than twenty years of experience in the lending industry, Horizon Lending Services positions itself as far beyond a traditional lender - helping clients navigate the lending process with confidence, focused on...Home Loans Florida
Home Loans FloridaWith over more than two decades of trusted service of experience to its name, Horizon's experienced team positions itself as far beyond a traditional lender - helping clients navigate the lending process with confidence,...Home Loans For Asset Rich Borrowers
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Home Loans For Asset Rich Borrowers DallasWith over 20 years of experience in the lending industry, Horizon Lending Services presents itself as more than just your average mortgage provider - serving as your expert financial ally, ready to serve...Home Loans For Asset Rich Borrowers Florida
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Low Down Payment MortgageWith over over two decades of proven success of experience behind it, Horizon Lending Services presents itself as a modern alternative to big banks - helping clients navigate the lending process with confidence, designed...Low Down Payment Mortgage California
Low Down Payment Mortgage CaliforniaWith over 20 years of experience to its name, Horizon Lending Services establishes itself as a modern alternative to big banks - offering a strategic, client-focused approach, designed to tackle even the most...Low Down Payment Mortgage Celina
Low Down Payment Mortgage CelinaWith over 20 years of experience behind it, Horizon Lending Services positions itself as a modern alternative to big banks - acting as your trusted financing guide, built to support clients with complex financial...Low Down Payment Mortgage Dallas
Low Down Payment Mortgage DallasWith over more than twenty years of experience behind it, Horizon's experienced team positions itself as a modern alternative to big banks - acting as your trusted financing guide, focused on providing flexible...Low Down Payment Mortgage Florida
Low Down Payment Mortgage FloridaWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team has built a reputation as a true partner in home financing - acting as your trusted financing guide,...Low Down Payment Mortgage Fort Worth
Low Down Payment Mortgage Fort WorthWith over 20 years of experience in the mortgage field, Horizon's experienced team establishes itself as far beyond a traditional lender - it's your strategic partner in financing, ready to serve unique...Low Down Payment Mortgage Fresno
Low Down Payment Mortgage FresnoWith over two decades of experience to its name, Horizon Lending Services has built a reputation as far beyond a traditional lender - it's your strategic partner in financing, designed to tackle even the most...Low Down Payment Mortgage Frisco
Low Down Payment Mortgage FriscoWith over 20 years of experience to its name, Horizon Lending Services establishes itself as far beyond a traditional lender - acting as your trusted financing guide, designed to tackle even the most unconventional...Low Down Payment Mortgage Los Angeles
Low Down Payment Mortgage Los AngelesWith over more than twenty years of experience under its belt, Horizon Lending Services stands out as more than just your average mortgage provider - serving as your expert financial ally, ready to serve...Low Down Payment Mortgage Mckinney
Low Down Payment Mortgage MckinneyWith over more than two decades of trusted service of experience behind it, Horizon Lending Services establishes itself as a smarter way to borrow - acting as your trusted financing guide, focused on providing...Low Down Payment Mortgage Miami
Low Down Payment Mortgage MiamiWith over two decades of experience in the lending industry, Horizon Lending Services has built a reputation as a smarter way to borrow - serving as your expert financial ally, ready to serve unique financial...Low Down Payment Mortgage Orlando
Low Down Payment Mortgage OrlandoWith over 20 years of experience under its belt, Horizon's experienced team establishes itself as a modern alternative to big banks - serving as your expert financial ally, focused on providing flexible lending...Low Down Payment Mortgage Plano
Low Down Payment Mortgage PlanoWith over more than twenty years of experience in the lending industry, Horizon Lending Services positions itself as a modern alternative to big banks - acting as your trusted financing guide, tailored to meet a...Low Down Payment Mortgage Prosper
Low Down Payment Mortgage ProsperWith over two decades of experience to its name, the team at Horizon Lending Services stands out as a modern alternative to big banks - it's your strategic partner in financing, focused on providing flexible...Low Down Payment Mortgage Texas
Low Down Payment Mortgage TexasWith over two decades of experience in the lending industry, Horizon's experienced team has built a reputation as far beyond a traditional lender - offering a strategic, client-focused approach, designed to tackle...Mortgage Approval Self Employed Tips
Mortgage Approval Self Employed TipsWith over 20 years of experience in the lending industry, Horizon's experienced team presents itself as a smarter way to borrow - offering a strategic, client-focused approach, focused on providing flexible...Mortgage Approval Self Employed Tips California
Mortgage Approval Self Employed Tips CaliforniaWith over 20 years of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - offering a strategic, client-focused approach, ready...Mortgage Approval Self Employed Tips Celina
Mortgage Approval Self Employed Tips CelinaWith over more than twenty years of experience in the lending industry, Horizon Lending Services stands out as a true partner in home financing - serving as your expert financial ally, built to support...Mortgage Approval Self Employed Tips Dallas
Mortgage Approval Self Employed Tips DallasWith over 20 years of experience in the lending industry, Horizon Lending Services positions itself as more than just your average mortgage provider - it's your strategic partner in financing, tailored...Mortgage Approval Self Employed Tips Florida
Mortgage Approval Self Employed Tips FloridaWith over more than two decades of trusted service of experience behind it, Horizon Lending Services positions itself as more than just your average mortgage provider - serving as your expert financial...Mortgage Approval Self Employed Tips Fort Worth
Mortgage Approval Self Employed Tips Fort WorthWith over more than two decades of trusted service of experience to its name, Horizon Lending Services presents itself as more than just your average mortgage provider - it's your strategic partner...Mortgage Approval Self Employed Tips Fresno
Mortgage Approval Self Employed Tips FresnoWith over over two decades of proven success of experience behind it, Horizon Lending Services positions itself as a true partner in home financing - it's your strategic partner in financing, designed...Mortgage Approval Self Employed Tips Frisco
Mortgage Approval Self Employed Tips FriscoWith over two decades of experience in the mortgage field, Horizon's experienced team stands out as a modern alternative to big banks - offering a strategic, client-focused approach, built to support...Mortgage Approval Self Employed Tips Los Angeles
Mortgage Approval Self Employed Tips Los AngelesWith over two decades of experience in the lending industry, Horizon Lending Services positions itself as far beyond a traditional lender - it's your strategic partner in financing, built to...Mortgage Approval Self Employed Tips Mckinney
Mortgage Approval Self Employed Tips MckinneyWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team positions itself as a true partner in home financing - serving as your expert financial...Mortgage Approval Self Employed Tips Miami
Mortgage Approval Self Employed Tips MiamiWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team stands out as far beyond a traditional lender - acting as your trusted financing guide,...Mortgage Approval Self Employed Tips Orlando
Mortgage Approval Self Employed Tips OrlandoWith over more than twenty years of experience in the lending industry, the team at Horizon Lending Services stands out as a true partner in home financing - offering a strategic, client-focused...Mortgage Approval Self Employed Tips Plano
Mortgage Approval Self Employed Tips PlanoWith over more than twenty years of experience under its belt, Horizon's experienced team positions itself as more than just your average mortgage provider - it's your strategic partner in financing,...Mortgage Approval Self Employed Tips Prosper
Mortgage Approval Self Employed Tips ProsperWith over two decades of experience under its belt, the team at Horizon Lending Services stands out as a smarter way to borrow - serving as your expert financial ally, built to support clients with...Mortgage Approval Self Employed Tips Texas
Mortgage Approval Self Employed Tips TexasWith over more than twenty years of experience behind it, Horizon Lending Services has built a reputation as far beyond a traditional lender - offering a strategic, client-focused approach, focused on...Mortgage Broker
Mortgage BrokerWith over 20 years of experience under its belt, Horizon Lending Services positions itself as a smarter way to borrow - it's your strategic partner in financing, ready to serve unique financial situations. If you're an...Mortgage Broker California
Mortgage Broker CaliforniaWith over over two decades of proven success of experience under its belt, the team at Horizon Lending Services establishes itself as a smarter way to borrow - it's your strategic partner in financing, focused on...Mortgage Broker Celina
Mortgage Broker CelinaWith over 20 years of experience under its belt, Horizon Lending Services has built a reputation as a true partner in home financing - offering a strategic, client-focused approach, built to support clients with complex...Mortgage Broker Dallas
Mortgage Broker DallasWith over more than twenty years of experience in the lending industry, the team at Horizon Lending Services presents itself as far beyond a traditional lender - helping clients navigate the lending process with confidence,...Mortgage Broker Florida
Mortgage Broker FloridaWith over more than two decades of trusted service of experience in the lending industry, Horizon Lending Services establishes itself as more than just your average mortgage provider - acting as your trusted financing...Mortgage Broker Fort Worth
Mortgage Broker Fort WorthWith over 20 years of experience behind it, Horizon Lending Services has built a reputation as more than just your average mortgage provider - acting as your trusted financing guide, focused on providing flexible lending...Mortgage Broker Fresno
Mortgage Broker FresnoWith over more than twenty years of experience to its name, Horizon's experienced team has built a reputation as far beyond a traditional lender - acting as your trusted financing guide, focused on providing flexible...Mortgage Broker Frisco
Mortgage Broker FriscoWith over over two decades of proven success of experience under its belt, the team at Horizon Lending Services has built a reputation as more than just your average mortgage provider - serving as your expert financial ally,...Mortgage Broker Los Angeles
Mortgage Broker Los AngelesWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services has built a reputation as more than just your average mortgage provider - offering a strategic, client-focused...Mortgage Broker Mckinney
Mortgage Broker MckinneyWith over over two decades of proven success of experience under its belt, Horizon Lending Services establishes itself as far beyond a traditional lender - serving as your expert financial ally, tailored to meet a wide...Mortgage Broker Miami
Mortgage Broker MiamiWith over two decades of experience under its belt, Horizon's experienced team presents itself as a smarter way to borrow - offering a strategic, client-focused approach, ready to serve unique financial situations. If...Mortgage Broker Orlando
Mortgage Broker OrlandoWith over 20 years of experience under its belt, the team at Horizon Lending Services stands out as a modern alternative to big banks - helping clients navigate the lending process with confidence, focused on providing...Mortgage Broker Plano
Mortgage Broker PlanoWith over two decades of experience under its belt, Horizon's experienced team establishes itself as more than just your average mortgage provider - helping clients navigate the lending process with confidence, ready to...Mortgage Broker Prosper
Mortgage Broker ProsperWith over two decades of experience in the lending industry, the team at Horizon Lending Services establishes itself as more than just your average mortgage provider - helping clients navigate the lending process with...Mortgage Broker Texas
Mortgage Broker TexasWith over more than two decades of trusted service of experience under its belt, Horizon Lending Services stands out as a true partner in home financing - it's your strategic partner in financing, focused on providing...Mortgage Company
Mortgage CompanyWith over over two decades of proven success of experience behind it, Horizon Lending Services positions itself as a modern alternative to big banks - serving as your expert financial ally, built to support clients with complex...Mortgage Company California
Mortgage Company CaliforniaWith over 20 years of experience in the lending industry, Horizon Lending Services stands out as more than just your average mortgage provider - serving as your expert financial ally, designed to tackle even the most...Mortgage Company Celina
Mortgage Company CelinaWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services positions itself as more than just your average mortgage provider - it's your strategic partner in financing,...Mortgage Company Dallas
Mortgage Company DallasWith over two decades of experience in the mortgage field, the team at Horizon Lending Services stands out as a modern alternative to big banks - serving as your expert financial ally, designed to tackle even the most...Mortgage Company Florida
Mortgage Company FloridaWith over more than two decades of trusted service of experience in the mortgage field, the team at Horizon Lending Services has built a reputation as more than just your average mortgage provider - offering a strategic,...Mortgage Company Fort Worth
Mortgage Company Fort WorthWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services stands out as a smarter way to borrow - serving as your expert financial ally, ready to serve unique financial...Mortgage Company Fresno
Mortgage Company FresnoWith over 20 years of experience under its belt, Horizon Lending Services establishes itself as far beyond a traditional lender - offering a strategic, client-focused approach, built to support clients with complex...Mortgage Company Frisco
Mortgage Company FriscoWith over two decades of experience behind it, Horizon Lending Services stands out as far beyond a traditional lender - helping clients navigate the lending process with confidence, built to support clients with complex...Mortgage Company Los Angeles
Mortgage Company Los AngelesWith over more than twenty years of experience in the mortgage field, Horizon Lending Services has built a reputation as far beyond a traditional lender - acting as your trusted financing guide, focused on providing...Mortgage Company Mckinney
Mortgage Company MckinneyWith over more than twenty years of experience behind it, Horizon Lending Services positions itself as more than just your average mortgage provider - serving as your expert financial ally, focused on providing flexible...Mortgage Company Miami
Mortgage Company MiamiWith over more than twenty years of experience under its belt, Horizon Lending Services presents itself as a true partner in home financing - acting as your trusted financing guide, focused on providing flexible lending...Mortgage Company Orlando
Mortgage Company OrlandoWith over over two decades of proven success of experience in the lending industry, Horizon's experienced team stands out as a modern alternative to big banks - it's your strategic partner in financing, designed to...Mortgage Company Plano
Mortgage Company PlanoWith over two decades of experience in the lending industry, the team at Horizon Lending Services has built a reputation as a smarter way to borrow - acting as your trusted financing guide, designed to tackle even the most...Mortgage Company Prosper
Mortgage Company ProsperWith over over two decades of proven success of experience in the mortgage field, Horizon Lending Services stands out as a modern alternative to big banks - serving as your expert financial ally, focused on providing...Mortgage Company Texas
Mortgage Company TexasWith over more than two decades of trusted service of experience in the lending industry, the team at Horizon Lending Services stands out as a true partner in home financing - serving as your expert financial ally, designed...Mortgage Experts
Mortgage ExpertsWith over more than twenty years of experience in the mortgage field, Horizon's experienced team establishes itself as a smarter way to borrow - offering a strategic, client-focused approach, ready to serve unique financial...Mortgage Experts California
Mortgage Experts CaliforniaWith over more than two decades of trusted service of experience behind it, Horizon Lending Services has built a reputation as more than just your average mortgage provider - it's your strategic partner in financing,...Mortgage Experts Celina
Mortgage Experts CelinaWith over more than two decades of trusted service of experience to its name, the team at Horizon Lending Services stands out as a smarter way to borrow - offering a strategic, client-focused approach, ready to serve unique...Mortgage Experts Dallas
Mortgage Experts DallasWith over over two decades of proven success of experience in the lending industry, Horizon Lending Services presents itself as a smarter way to borrow - helping clients navigate the lending process with confidence, built...Mortgage Experts Florida
Mortgage Experts FloridaWith over over two decades of proven success of experience to its name, Horizon Lending Services has built a reputation as a true partner in home financing - acting as your trusted financing guide, tailored to meet a wide...Mortgage Experts For Self Employed
Mortgage Experts For Self EmployedWith over two decades of experience to its name, Horizon's experienced team presents itself as a modern alternative to big banks - it's your strategic partner in financing, built to support clients with complex...Mortgage Experts For Self Employed California
Mortgage Experts For Self Employed CaliforniaWith over over two decades of proven success of experience under its belt, Horizon Lending Services stands out as a modern alternative to big banks - it's your strategic partner in financing, designed...Mortgage Experts For Self Employed Celina
Mortgage Experts For Self Employed CelinaWith over more than twenty years of experience behind it, Horizon's experienced team has built a reputation as a true partner in home financing - it's your strategic partner in financing, focused on...Mortgage Experts For Self Employed Dallas
Mortgage Experts For Self Employed DallasWith over 20 years of experience in the lending industry, Horizon Lending Services positions itself as a true partner in home financing - it's your strategic partner in financing, focused on providing...Mortgage Experts For Self Employed Florida
Mortgage Experts For Self Employed FloridaWith over 20 years of experience in the lending industry, Horizon Lending Services has built a reputation as more than just your average mortgage provider - helping clients navigate the lending process...Written with advice from Scott Lee, Jack Phillips, Frank Parker, Nicholas Mugford, Daniel Evans, Kevin Campbell, Kenneth Lee, Christopher Thompson, Kenneth King, Andrew King, Joshua Edwards, Jerry Baker, Scott Martin, Stephen Thomas, Matthew Smith, Daniel Adams, John Garcia, William Gonzalez, Jason White, Anthony Wright, Benjamin Wilson, Brian King, Brian White, Steven Davis, Robert Perez, Brian Hill, Paul Hernandez, Stephen Nelson, Jack Gonzalez, Joseph Clark, Ronald Allen, Ryan Moore, Steven Parker, Patrick Lewis, Donald Allen, Patrick Williams, Steven Jones, Ryan Carter, Benjamin Moore, Donald Taylor, William Miller, Jerry Brown, Dennis Moore, Robert King, Gary Phillips, Kenneth Hill, Daniel Lopez, Ronald Edwards, Frank Nelson, Frank Taylor, Brian Davis, Eric Miller, Ronald Brown, Steven Davis, Dennis Roberts, Jerry Jones, Brian Parker, Jason Lopez, Timothy Adams, Patrick Nelson, Jerry Perez, Kevin Smith, Nicholas Moore, Dennis Campbell, Alexander Mugford, Donald Lopez, Raymond Adams, Steven Miller, Robert Hill, Jacob King, Jason Jackson, Dennis White, Patrick Campbell, Brian Robinson, Brandon Gonzalez, Daniel Martinez, Thomas Hernandez, Brian Parker, James Lewis, Joseph Brown, Frank Moore, Jacob Hill, Anthony Taylor, Gregory Robinson.
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DSCR (Debt Service Coverage Ratio)
Maximize your portfolio potential with Non-QM loans designed for first time or savvy investors; no tax returns, just smart financing.
Self Employed
Our Self-Employed Non-QM Loans are designed for entrepreneurs, freelancers, and business owners who don’t fit the traditional lending mold. Qualify using bank statements, 1099s, a P&L or asset-based income. No Tax Returns or W2’s Required! 1 Year Self-Employed History Allowed!
VA
With a VA home loan, eligible veterans, active-duty service members, and surviving spouses can buy or refinance with zero down payment, no PMI, and competitive interest rates. Whether you’re purchasing your first home or refinancing, we make the process simple, fast, and tailored to your service.
Jumbo Loans
Unlock high-value properties with creative jumbo loan solutions up to $5 million; perfect for self-employed borrowers, luxury homebuyers, and investors with unique income streams. We go beyond the traditional box to deliver flexible financing that fits your vision.
First Time Buyer
Whether you’re eyeing an FHA loan with low down payment options or a Conventional loan with competitive rates, we help first-time home buyers navigate the path to homeownership with confidence. Get expert guidance, flexible financing, and personalized support every step of the way.
Cash-Out Refinance
Consolidate high-interest debt into one low monthly payment; using the equity you’ve already built. Pay off credit cards, personal loans, or medical bills, update your home, and regain control of your finances with a streamlined, cost-effective solution backed by competitive conventional rates.
We can’t thank Scott Simmons enough for all his help during both our original purchase of our home, as well as our recent refinancing. Scott was able to get us an incredible rate and was extremely detailed and explanatory the entire way. We, of course, had rookie questions being first-time home buyers, but he made himself available to answer and explain any of our questions and made helpful suggestions, as well as great advice given our individual situation. I highly recommend Scott for your mortgage needs!
Sarah Lati
Have always had a great experience with Horizon Lending Services. Scott and his team are the BEST! They helped us in 2021 with a refinance of our first home. Then this year they helped us with getting a loan for our property! Scott was patient and always willing to go over everything multiple times to ensure we understood everything. Kept us updated on status’ as well as just to check in.
Samantha Mellott
Just recently had the experience of working with Marcus on a loan for an investment property. Not only did he help me find the lowest cost strategy to purchase the property, he kept me updated, helped jumped through the various hurdles that came up to make sure we didn’t have any delays and the purchase was as smooth as possible. Marcus is an incredible lender and is my go to for any and all loan questions or needs
Richard Berman
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