Get Approved at The Lowest Rate
Traditional mortgage requirements in Bellevue, TX can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Bellevue, TX is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Bellevue, TX instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Bellevue, TX, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Bellevue, TX without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Bellevue, TX may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Bellevue, TX to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Bellevue, TX, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Bellevue, TX to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Bellevue, TX? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in Bellevue, Texas offers flexibility and accessibility to self-employed individuals or those with non-traditional income sources. It allows applicants to qualify based on their bank statements rather than tax returns, potentially leading to faster approval and less paperwork. Bellevue, Texas, a small town with a population of approximately 400 residents, boasts a close-knit community and a low cost of living. The town's demographics primarily consist of families and retirees looking for a peaceful and safe environment. The housing market in Bellevue, Texas, is characterized by affordable single-family homes and spacious lots. The average home price is below the state average, making it an attractive option for first-time homebuyers or those seeking a quieter lifestyle away from the city. While Bellevue may be a small town, it is home to some charming attractions such as the Bellevue Community Center, offering various events and activities for residents. Additionally, the nearby countryside provides opportunities for outdoor recreation, including hiking, fishing, and hunting.
Benefits of a 12 Month Bank Statement Loan in Bellevue, Texas
