Jodi Chapp

President-NMLS #902725

Work

2005 Overton Park Dr
Prosper Texas 75078

Cell: 760-715-3633
Fax: 972-692-2650
Email: jodi@horizonlendingservices.com

Profile

Growing up in San Diego California and the daughter of Horizon Lending Services, LLCs’ late President William Patrick Mistowski, Jodi Chapp always understood the value of hard work and dedication.

As the newly appointed President of Horizon Lending Services, LLC, Jodi is responsible for the operations of the company.  She brings more than 20 years’ experience to the company.  Her experience and leadership have been focusing on customer service and solutions, providing outstanding client service.  She will continue the strategic alliances with Realtors and Builders who enjoy her strong commitment to service.

While not busy helping clients’, Jodi enjoys cooking, staying fit and spending time with her husband, children and family.

Scott Simmons

Residential Mortgage Loan Originator-NMLS#255720

Work

2005 Overton Park Dr
Prosper Texas 75078

Cell: 972-489-1448 
Fax: 972-692-2650
Email:  scott@horizonlendingservices.com

Profile

With over 20 years of experience in the mortgage industry, I have helped thousands of clients turn their Loan into a Home. I understand my customers’ needs to obtain the right program, and the best rates possible.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. Let’s sit down and let me assist you in obtaining a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.

Kevin Myers

Residential Mortgage Loan Officer NMLS#1774381

Work

2005 Overton Park Dr
Prosper Texas 75078

Cell: 817-807-0600 
Fax: 972-692-2650
Email:  kevin@horizonlendingservices.com

Profile

“Buying a home is a process. Once I assess where you are in that process, I can provide guidance to help you reach your goal.”

Whether you are a first-time home buyer, a real estate investor, or a real estate agent seeking a better experience for your clients, Kevin can help you navigate the world of lending. He’s skilled at making the sometimes confusing and stressful process of buying a first home simple by providing a clear path of what to expect up front with explanations along the way. For real estate investors, Kevin’s background in banking and investments gives him perspective to develop creative solutions to maximize return while maintaining flexibility for future opportunities. Realtors appreciate his good communication with buyers and agents, and his drive to set up buyers for a successful loan experience starting with a thorough pre-qualification process.

Kevin is a graduate of Texas A&M University and counts as part of his life’s education his experiences in the Boy Scouts of America, where he earned the rank of Eagle Scout. He has taught U.S. History and Economics and remains passionate about both subjects.

“I’m here to serve the borrowing public with the goal of earning their trust to become their mortgage guy for life.”

Carrie Ann Gappinger

Residential Mortgage Loan Originator Assistant NMLS #2493986

Work

2005 Overton Park Dr
Prosper Texas 75078

Cell: 972-955-3905
Fax: 972-692-2650
Email:  carrieann@horizonlendingservices.com

Profile

Carrie Ann graduated from North Central Texas College in 2000 spending the last 20 yeas as a small local business owner dedicated to providing the highest level of customer service to her clients’.

She will bring this same level of commitment along with a personal touch in understanding her clients’ needs and expectations in order to realize the best possible loan for their situation.

Ryan Andrews

Residential Mortgage Loan Officer NMLS#621591

Work

2005 Overton Park Dr
Prosper Texas 75078

Cell: 469-450-0487 
Fax: 972-692-2650
Email:  ryan@horizonlendingservices.com

Profile

Ryan is a seasoned mortgage specialist with a passion for helping individuals and families achieve their dreams of homeownership. With 16 years in the mortgage industry, he brings a wealth of experience and a deep commitment to providing personalized mortgage
solutions. Throughout his career, Ryan has assisted numerous clients in navigating the complexities of the mortgage process and reach the finish line.

Ryan believes in building lasting relationships based on trust, integrity, and professionalism. With that foundation laid, he focuses on understanding your unique circumstances and financial goals, followed by structuring the best mortgage options to meet those needs. Whether you’re looking to purchase or refinance, Ryan is dedicated to guiding you through every step of the process with clear communication and expert advice. His goal is to empower you with the knowledge and confidence to make informed decisions about your mortgage, ensuring that your financial needs are met timely and effectively.

Ryan’s services include Conventional, FHA, VA loans. In addition to these traditional products, he also specializes in structuring Jumbo Loans, as well as Non-QM Loans (outside the box options) for Self-Employed borrowers. Whatever your mortgage needs may be, Ryan is dedicated to delivering personalized solutions, exceptional service and serving you!