Get Approved at The Lowest Rate
Traditional mortgage requirements in Bend, TX can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Bend, TX is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Bend, TX instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Bend, TX, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Bend, TX without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Bend, TX may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Bend, TX to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Bend, TX, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Bend, TX to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Bend, TX? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in Bend, Texas offers flexibility for self-employed individuals or those with non-traditional income sources. This type of loan allows applicants to qualify based on their bank statements rather than traditional income verification methods. Demographics in Bend, Texas, show a diverse population with a strong entrepreneurial spirit. The town has a growing number of young professionals attracted by the vibrant community and business opportunities. It offers a mix of suburban and rural living, making it an ideal place for families and professionals seeking a peaceful environment. The housing market in Bend, Texas, is showing steady growth, with affordable options for first-time buyers and luxurious properties for those seeking upscale living. The market is competitive yet stable, offering potential for investment and long-term growth. Main attractions in Bend, Texas, include the beautiful scenery of the nearby Colorado River and the opportunities for outdoor activities like hiking, fishing, and boating. The town also hosts cultural events, local festivals, and charming shops and restaurants, making it a desirable place to live and visit.
Benefits of a 12 Month Bank Statement Loan in Bend, Texas
