Achieve Homeownership with Flexible Income Verification in Burney, CA

Traditional mortgage requirements in Burney, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.

What is a Bank Statement Home Loan in Burney, CA?

A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Burney, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.

Credit Score Requirements in Burney, CA

Key Features of Our Bank Statement Home Loan in Burney, CA

1. Flexible Income Verification

Use your bank statements (usually 12 to 24 months) to verify income in Burney, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.

2. Competitive Loan Amounts

Secure financing for a wide range of loan amounts in Burney, CA, making it easier to purchase your dream home or refinance your existing mortgage.

3. Reasonable Down Payments

Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Burney, CA without excessive upfront costs.

4. No Private Mortgage Insurance (PMI)

Unlike some conventional loans, our Bank Statement Home Loan in Burney, CA may not require PMI, potentially reducing your monthly payments.

5. Personalized Loan Terms

Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.

Eligibility Requirements

To qualify for a Bank Statement Home Loan, you need to meet the following criteria:

1

Self-Employed or Non-Traditional Income

Ideal for individuals with self-employment income or other non-traditional income sources.

2

Bank Statements

Provide 12 to 24 months of personal or business bank statements in Burney, CA to verify income.

3

Credit Score

A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.

4

Down Payment

Ability to make a competitive down payment in Burney, CA, typically ranging from 10% to 20% of the purchase price.

Why Choose Horizon Lending Services?

Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Burney, CA to ensure you achieve your homeownership dreams.

Non-traditional Income Loan in Burney, CA
Start Your Homeownership Journey Today

Ready to explore the benefits of a Bank Statement Home Loan in Burney, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.

Get in Touch

Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.

Benefits of a 12 Month Bank Statement Loan in Burney, California

Obtaining a 12-month bank statement loan in Burney, California offers various advantages. These loans are ideal for self-employed individuals who may not have traditional income verification documents. With this type of loan, borrowers can use their bank statements to show their income, making it easier to qualify for a mortgage.

Demographically, Burney is a small town located in Shasta County, California, with a population of around 3,154 residents. The town has a tight-knit community feel and offers a peaceful and serene living environment, making it an excellent place for families looking to settle down or retirees seeking a tranquil lifestyle.

In terms of the housing market, Burney, California, provides diverse real estate options ranging from cozy single-family homes to spacious ranch properties. The town's housing market is relatively stable, with affordable prices compared to larger metropolitan areas in California, making it an appealing choice for homebuyers looking for a more affordable housing option.

Some of the main attractions in Burney include the iconic Burney Falls, a stunning 129-foot waterfall located within McArthur-Burney Falls Memorial State Park. Outdoor enthusiasts can enjoy various recreational activities such as hiking, fishing, and camping in the picturesque surroundings of Burney. Additionally, the town boasts a vibrant local art scene and charming shops and restaurants for residents and visitors to explore.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now