Get Approved at The Lowest Rate
Traditional mortgage requirements in Burson, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Burson, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Burson, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Burson, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Burson, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Burson, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Burson, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Burson, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Burson, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Burson, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
One of the main benefits of a 12-month bank statement loan in Burson, California, is that it provides flexibility for self-employed individuals or those with non-traditional income sources. This type of loan allows applicants to use their bank statements as proof of income, making it easier for them to qualify for a mortgage. Demographics in Burson, California, reflect a small rural community with a population that values a slower pace of life. The area is known for its tight-knit community where neighbors often know each other, fostering a sense of belonging and security. The housing market in Burson, California, offers a mix of single-family homes, ranch properties, and land for development. The market is stable, with a good balance between supply and demand, making it an attractive location for those looking to invest in real estate. Main attractions in Burson, California, include the scenic views of the Sierra Nevada mountains, outdoor recreational activities like hiking and fishing, and proximity to local wineries and vineyards that offer wine tasting tours, providing residents with a range of leisure options.
Benefits of a 12 Month Bank Statement Loan in Burson, California
