Get Approved at The Lowest Rate
Traditional mortgage requirements in Corning, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Corning, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Corning, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Corning, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Corning, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Corning, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Corning, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Corning, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Corning, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Corning, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
The 12 month Bank statement loan in Corning, California offers flexible financing options for self-employed individuals or those with non-traditional income sources. This type of loan allows borrowers to use their bank statements as proof of income, which can be especially beneficial for those with fluctuating income streams. Demographically, Corning, California, is a diverse community with a mix of families, retirees, and working professionals. The city has a population of approximately 8,000 people and is known for its friendly small-town atmosphere and strong sense of community. In terms of the housing market, Corning, California, offers a range of housing options, from affordable starter homes to upscale properties. The real estate market in the area has been stable in recent years, with steady appreciation rates and a variety of properties available for buyers. Some of the main attractions in Corning include the Olive Pit, a popular spot for olive tasting and gourmet foods, Rolling Hills Casino for entertainment and gaming, and the annual Olive Festival, which celebrates the town's olive industry and heritage.
Benefits of a 12 Month Bank Statement Loan in Corning, California
