Get Approved at The Lowest Rate
Traditional mortgage requirements in Friant, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Friant, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Friant, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Friant, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Friant, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Friant, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Friant, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Friant, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Friant, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Friant, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in Friant, California offers flexibility for self-employed individuals or those with non-traditional income sources. These loans use bank statements as proof of income, making it easier for borrowers who don’t have conventional pay stubs to qualify for a mortgage. Demographically, Friant is a small community located in Fresno County, with a population of diverse backgrounds. The area boasts a mix of families, retirees, and professionals, creating a vibrant and inclusive neighborhood for residents of all ages. The housing market in Friant, California, is thriving, with a range of housing options available, from cozy single-family homes to luxurious estates. The median home value in Friant is competitive, making it an attractive location for first-time homebuyers and those looking to invest in real estate. Some main attractions in Friant include the picturesque Millerton Lake State Recreation Area, a popular spot for boating and fishing enthusiasts. The Table Mountain Casino is another prominent destination, offering entertainment, dining, and gaming options for locals and visitors alike.
Benefits of a 12-Month Bank Statement Loan in Friant, California
