Get Approved at The Lowest Rate
Traditional mortgage requirements in Goliad, TX can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Goliad, TX is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Goliad, TX instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Goliad, TX, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Goliad, TX without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Goliad, TX may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Goliad, TX to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Goliad, TX, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Goliad, TX to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Goliad, TX? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
Goliad, Texas offers a unique advantage with its 12 Month Bank Statement Loan option. This loan allows self-employed individuals to secure financing based on their bank statements over the past year, making it easier to qualify without traditional income verification. Demographically, Goliad is a vibrant community with a population that values economic growth and small-town charm. The median age is 42 years old, with a majority of residents being homeowners. This stability makes it an attractive location for individuals and families seeking a close-knit community. The housing market in Goliad is flourishing, with a diverse range of properties available to suit different preferences and budgets. Whether you're looking for a historic home in the downtown district or a modern ranch-style property on the outskirts, Goliad has options for every buyer. Main attractions in Goliad include the iconic Presidio La Bahia, a historic Spanish fort with guided tours, and the Goliad State Park, offering hiking, fishing, and camping opportunities. Additionally, the annual Goliad County Fair and Rodeo showcase the town's rich cultural heritage and lively community spirit.
Benefits of 12 Month Bank Statement Loan in Goliad, Texas
