Get Approved at The Lowest Rate
Traditional mortgage requirements in Greenbrae, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Greenbrae, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Greenbrae, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Greenbrae, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Greenbrae, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Greenbrae, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Greenbrae, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Greenbrae, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Greenbrae, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Greenbrae, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in Greenbrae, California offers flexibility for self-employed individuals or those with non-traditional income sources. This type of loan allows applicants to use their bank statements to verify income, rather than traditional documentation like tax returns. Demographically, Greenbrae boasts a diverse population with a mix of professionals, families, and retirees. The town has a strong sense of community and a high quality of life, making it an attractive place to live for individuals looking for a peaceful yet vibrant environment. In terms of the housing market, Greenbrae offers a range of options from single-family homes to luxury estates. The market is competitive, with steady appreciation rates, making it a solid investment opportunity. With the convenience of being close to San Francisco and beautiful natural surroundings, Greenbrae properties are in high demand. Main attractions in Greenbrae include the Bon Air Shopping Center, known for its boutique shops and dining options. The town is also close to the renowned Mount Tamalpais State Park, offering outdoor activities such as hiking and biking. Additionally, residents can enjoy the nearby waterfront and easy access to cultural attractions in San Francisco.
Benefits of a 12 Month Bank Statement Loan in Greenbrae, California
