Get Approved at The Lowest Rate
Traditional mortgage requirements in Kentfield, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in Kentfield, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in Kentfield, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in Kentfield, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in Kentfield, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in Kentfield, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in Kentfield, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in Kentfield, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in Kentfield, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in Kentfield, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in Kentfield, California offers a flexible financing option for self-employed individuals who may not qualify for traditional mortgage loans due to irregular income streams. This type of loan relies on bank statements to assess the borrower's income, making it easier for entrepreneurs and freelancers to secure funding for a home purchase. Demographically, Kentfield, California, is a picturesque town located in Marin County, known for its affluent residents and high-quality of life. The town has a mix of residents from diverse backgrounds, with a median household income well above the national average. Kentfield boasts top-rated public schools, making it an attractive location for families looking to settle down. When it comes to the housing market, Kentfield offers a range of luxury properties, from sprawling estates to charming bungalows. The real estate market in Kentfield is competitive, with high demand and limited inventory contributing to rising home prices. However, the investment potential in Kentfield is promising, with properties retaining their value well over time. Main attractions in Kentfield include the scenic Mount Tamalpais State Park, ideal for outdoor enthusiasts seeking hiking and biking opportunities. The town is also home to the Marin Art & Garden Center, a cultural hub showcasing local artwork and lush gardens. With its proximity to San Francisco and the natural beauty of Marin County, Kentfield offers a unique blend of urban convenience and serene surroundings.
Benefits of a 12 Month Bank Statement Loan in Kentfield, California
