Get Approved at The Lowest Rate
Traditional mortgage requirements in La Marque, TX can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in La Marque, TX is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in La Marque, TX instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in La Marque, TX, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in La Marque, TX without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in La Marque, TX may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in La Marque, TX to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in La Marque, TX, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in La Marque, TX to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in La Marque, TX? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
The 12 Month Bank Statement Loan in La Marque, Texas offers flexibility for self-employed individuals or those with non-traditional income sources, allowing them to secure financing based on their bank statements rather than traditional income verification. Demographics in La Marque include a population of around 16,000 people. The city has a diverse community with a mix of young professionals, families, and retirees. The median age is 34, and the median household income is approximately $50,000. The housing market in La Marque is vibrant with a range of options from single-family homes to townhouses and condos. The median home price is $170,000, making it an affordable option for buyers. The market is experiencing steady growth, offering opportunities for both homebuyers and investors. La Marque boasts several attractions, including the beautiful Delany Cove Park, ideal for outdoor activities and picnics. The city also has a rich cultural scene with art galleries and museums showcasing local talent and history. Additionally, the nearby Galveston Beach is a popular destination for residents and visitors.
Benefits of a 12 Month Bank Statement Loan in La Marque, Texas
