Get Approved at The Lowest Rate
Traditional mortgage requirements in San Juan Bautista, CA can often be challenging, especially for self-employed individuals or those with non-traditional income sources. A Bank Statement Home Loan offers a flexible and convenient alternative, making homeownership more accessible for those who might not fit the standard loan criteria.
A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns. This loan program in San Juan Bautista, CA is ideal for self-employed borrowers, freelancers, contractors, and small business owners who have a steady income but may not have the conventional paperwork to prove it.
Use your bank statements (usually 12 to 24 months) to verify income in San Juan Bautista, CA instead of traditional documents like tax returns. This flexibility accommodates various income types, including irregular or seasonal earnings.
Secure financing for a wide range of loan amounts in San Juan Bautista, CA, making it easier to purchase your dream home or refinance your existing mortgage.
Enjoy the benefits of competitive down payment options, ensuring you can invest in your home in San Juan Bautista, CA without excessive upfront costs.
Unlike some conventional loans, our Bank Statement Home Loan in San Juan Bautista, CA may not require PMI, potentially reducing your monthly payments.
Benefit from customized loan terms that suit your financial situation and long-term homeownership goals.
To qualify for a Bank Statement Home Loan, you need to meet the following criteria:
Ideal for individuals with self-employment income or other non-traditional income sources.
Provide 12 to 24 months of personal or business bank statements in San Juan Bautista, CA to verify income.
A good credit score is typically required, with specific minimums varying based on the loan amount and other factors.
Ability to make a competitive down payment in San Juan Bautista, CA, typically ranging from 10% to 20% of the purchase price.
Horizon Lending Services is dedicated to providing tailored mortgage solutions that meet your unique needs. Our experienced team understands the challenges of securing a loan with non-traditional income and is committed to helping you navigate the process with ease. We offer personalized service, competitive rates, and a seamless application process in San Juan Bautista, CA to ensure you achieve your homeownership dreams.
Ready to explore the benefits of a Bank Statement Home Loan in San Juan Bautista, CA? Contact Horizon Lending Services today to learn more about how this flexible loan option can help you purchase or refinance your home. Our knowledgeable professionals are here to guide you through every step of the process, ensuring a smooth and successful experience.
Discover how Horizon Lending Services can make homeownership a reality with our Bank Statement Home Loan program.
A 12-month bank statement loan in San Juan Bautista, California offers self-employed individuals an opportunity to secure financing without traditional income verification. This type of loan considers bank statements over the past year, providing flexibility to those with variable income streams. San Juan Bautista, California, known for its rich historical heritage and small-town charm, has a population of approximately 1,900 residents. The town embodies a strong sense of community and is located in close proximity to larger cities like San Jose and Monterey, offering a mix of tranquility and access to urban amenities. The housing market in San Juan Bautista, California, is characterized by a diverse range of properties, from historic adobe homes to modern developments. The town's real estate market is stable, with a median home price of around $700,000. This presents opportunities for both homebuyers and investors looking for a unique market.
Benefits of a 12-Month Bank Statement Loan in San Juan Bautista, California
