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Navigating the process of buying a new home in Acton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Acton, CA or getting it ready for the market.
Identify the new home you want to buy in Acton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Acton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Acton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Acton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Acton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Acton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Acton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Acton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Acton, California offer a convenient financing solution for homeowners looking to purchase a new property before selling their existing one. This type of loan provides quick access to funds, allowing individuals to secure their dream home without delay. Demographics: Acton, California, has a diverse population with a mix of families, retirees, and young professionals. The community is known for its tight-knit feel and strong sense of local pride. Housing Market: Acton's housing market is dynamic, with a range of options from cozy single-family homes to spacious estates. The market is competitive, making bridge loans a valuable tool for buyers needing quick financing to secure a property. Main Attractions: Acton is surrounded by natural beauty, including the stunning Vasquez Rocks, popular for hiking and picnicking. Residents also enjoy local equestrian trails, farmer's markets, and community events that make Acton a desirable place to live.
Benefits of Bridge Loans in Acton, California
