Bridge Loans: Your Key to Seamless Home Transitions in Agoura Hills, CA

Navigating the process of buying a new home in Agoura Hills, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Agoura Hills, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Agoura Hills, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Agoura Hills, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Agoura Hills, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Agoura Hills, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Agoura Hills, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Agoura Hills, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Agoura Hills, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Agoura Hills, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Agoura Hills, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Agoura Hills, California

Bridge loans are a valuable financing option for individuals looking to buy a new home before selling their current one in Agoura Hills, California. These loans provide the necessary funds to bridge the gap between the purchase of a new property and the sale of the existing one.

Demographics in Agoura Hills show a diverse population with a strong sense of community. The city boasts a high median household income and a well-educated population, making it an attractive location for families and professionals looking for a vibrant yet serene environment.

The housing market in Agoura Hills is competitive, with a variety of property options ranging from single-family homes to luxury estates. Bridge loans enable buyers to act quickly in this fast-paced market, giving them a competitive edge over other buyers with traditional financing.

Main attractions in Agoura Hills include the scenic Malibu Creek State Park, popular for hiking and picnicking, and the historic Paramount Ranch, a filming location for many Hollywood movies and TV shows. Residents also enjoy the vibrant local dining scene and proximity to Malibu beaches.

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