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Navigating the process of buying a new home in Alderpoint, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Alderpoint, CA or getting it ready for the market.
Identify the new home you want to buy in Alderpoint, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Alderpoint, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Alderpoint, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Alderpoint, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Alderpoint, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Alderpoint, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Alderpoint, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Alderpoint, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Alderpoint, California provide a crucial financial lifeline for homebuyers. These short-term loans offer quick access to funds, allowing individuals to bridge the gap between the purchase of a new home and the sale of their existing property. This flexibility can help buyers secure their dream home without the stress of timing the sale of their current home. Alderpoint, California, is a charming community with a diverse population. The town is known for its welcoming atmosphere and tight-knit community spirit. The demographics of Alderpoint consist of a mix of families, retirees, and young professionals, creating a vibrant and dynamic local culture. The local housing market in Alderpoint offers a range of opportunities for both buyers and sellers. With diverse property options, from cozy cottages to spacious family homes, there is something for everyone in this picturesque town. Bridge loans play a vital role in facilitating transactions in a competitive market, ensuring that buyers can act quickly to secure their desired property. While Alderpoint may be small, it boasts a variety of attractions that cater to residents and visitors alike. Explore the natural beauty of the surrounding Redwood forests, enjoy outdoor activities such as hiking and fishing, or savor local cuisine at quaint restaurants. Alderpoint offers a tranquil escape from city life while providing a vibrant and engaging community for residents.
Benefits of Bridge Loans in Alderpoint, California
