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Navigating the process of buying a new home in Aliso Viejo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Aliso Viejo, CA or getting it ready for the market.
Identify the new home you want to buy in Aliso Viejo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Aliso Viejo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Aliso Viejo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Aliso Viejo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Aliso Viejo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Aliso Viejo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Aliso Viejo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Aliso Viejo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Aliso Viejo, California, offer numerous benefits to both buyers and sellers. These short-term loans help bridge the gap between the purchase of a new home and the sale of an existing one. They provide immediate access to funds, allowing buyers to make a competitive offer without being contingent on the sale of their current property. Aliso Viejo, located in Orange County, has a diverse demographic profile. The city is home to a mix of young professionals, families, and retirees. The population enjoys a high standard of living, with access to top-rated schools, parks, and recreational facilities. The housing market in Aliso Viejo is dynamic and competitive. With a variety of housing options ranging from single-family homes to apartments, the city offers something for everyone. The market has seen steady appreciation in home values, making it an attractive investment opportunity for potential buyers. Some main attractions in Aliso Viejo include the Aliso Viejo Town Center, a popular shopping and dining destination, and the Aliso and Wood Canyons Wilderness Park, offering miles of hiking and biking trails. The city's convenient location near the coast and major highways makes it a desirable place to live and visit.
The Benefits of Bridge Loans in Aliso Viejo, California
