Get Approved at The Lowest Rate
Navigating the process of buying a new home in Alpaugh, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Alpaugh, CA or getting it ready for the market.
Identify the new home you want to buy in Alpaugh, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Alpaugh, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Alpaugh, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Alpaugh, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Alpaugh, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Alpaugh, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Alpaugh, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Alpaugh, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Alpaugh, California offer numerous benefits for both buyers and sellers. These short-term loans help bridge the gap between the purchase of a new property and the sale of an existing one. They provide flexibility, allowing individuals to make a quick purchase without being contingent on the sale of their current home. This can be particularly advantageous in a competitive market where swift action is required. Alpaugh, California, is a small community with a population of around 1,026. The town is known for its agricultural roots, with a focus on citrus, cotton, and dairy farming. The demographics skew towards a rural population, with a mix of families and retirees enjoying the tranquility of the area. The housing market in Alpaugh offers a mix of single-family homes and ranch-style properties. With the median home price being below the state average, Alpaugh provides an affordable option for those looking to own a home in California. The market is stable, with steady appreciation rates making it an attractive investment opportunity.
Bridge Loans in Alpaugh, California
