Get Approved at The Lowest Rate
Navigating the process of buying a new home in Alpine, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Alpine, AL or getting it ready for the market.
Identify the new home you want to buy in Alpine, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Alpine, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Alpine, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Alpine, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Alpine, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Alpine, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Alpine, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Alpine, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Alpine, Alabama offer a lifeline to homeowners looking to purchase a new property before selling their existing one. These short-term loans provide immediate access to funds, allowing individuals to secure their dream home without the stress of timing the sale of their current property. Alpine, Alabama, located in Talladega County, boasts a population of approximately 1,200 residents. The area's demographics are characterized by a mix of families, retirees, and young professionals, creating a diverse and vibrant community. The housing market in Alpine, Alabama, is showing steady growth, with an increase in property values and demand for homes. Bridge loans provide flexibility for buyers in this competitive market, enabling them to act quickly and secure favorable deals. Alpine, Alabama, offers a range of attractions for residents and visitors alike. From the serene beauty of Logan Martin Lake to the excitement of Talladega Superspeedway, there is something for everyone to enjoy in this charming Southern town.
Benefits of Bridge Loans in Alpine, Alabama
