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Navigating the process of buying a new home in Alpine, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Alpine, CA or getting it ready for the market.
Identify the new home you want to buy in Alpine, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Alpine, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Alpine, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Alpine, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Alpine, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Alpine, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Alpine, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Alpine, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Alpine, California offer a valuable solution for homeowners looking to purchase a new home before selling their existing one. With a bridge loan, individuals can access the funds needed to secure their new property while waiting for their current home to sell. This financial tool provides flexibility and convenience during the transition period. Demographics: Alpine, California is a charming town located in San Diego County. It has a population of approximately 15,000 residents, offering a mix of rural and suburban living. The community is known for its tight-knit feel, with a median household income above the national average. Housing Market: The housing market in Alpine, California is dynamic, with a range of options available for buyers. From cozy single-family homes to spacious estates, there is something for everyone. Bridge loans can help buyers secure their dream home in this competitive market without the stress of timing the sale of their current property. Main Attractions: Alpine, California boasts a variety of attractions, including the popular Viejas Casino & Resort, offering entertainment, dining, and gaming options. Outdoor enthusiasts can explore the Cleveland National Forest, which provides hiking, biking, and camping opportunities amidst picturesque landscapes.
Benefits of Bridge Loans in Alpine, California
