Get Approved at The Lowest Rate
Navigating the process of buying a new home in American Canyon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in American Canyon, CA or getting it ready for the market.
Identify the new home you want to buy in American Canyon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in American Canyon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in American Canyon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in American Canyon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in American Canyon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in American Canyon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in American Canyon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in American Canyon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in American Canyon offer a convenient and flexible financing option for homeowners looking to purchase a new property before selling their existing one. These loans provide immediate funds to bridge the gap between buying and selling, allowing for quick transactions without the need for contingency clauses. This can be particularly advantageous in a competitive real estate market where speed is key. Demographics: American Canyon is a diverse city in Napa County, California, with a population of around 20,000 residents. The city has a mix of young professionals, families, and retirees, creating a vibrant community with access to quality schools, parks, and recreational facilities. Housing Market: The housing market in American Canyon is experiencing steady growth, with a range of housing options available to buyers. The median home price is around $500,000, making it an attractive location for first-time buyers and investors. Bridge loans can help buyers secure their dream home without waiting for their current property to sell. Main Attractions: American Canyon boasts beautiful outdoor spaces, including the wetlands of the Napa River and the Napa Valley Vine Trail for outdoor enthusiasts. The city is also home to unique shopping and dining experiences, such as the Napa Premium Outlets and local wineries, making it a desirable place to live for those seeking a balanced lifestyle.
Benefits of Bridge Loans in American Canyon, California
