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Navigating the process of buying a new home in Anderson, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Anderson, CA or getting it ready for the market.
Identify the new home you want to buy in Anderson, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Anderson, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Anderson, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Anderson, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Anderson, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Anderson, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Anderson, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Anderson, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Anderson, California offer numerous benefits for individuals looking to purchase new homes before selling their existing ones. These short-term loans provide quick access to funds, allowing buyers to secure their dream homes without waiting for their current properties to sell. Demographics in Anderson, California showcase a diverse community with a mix of families, professionals, and retirees. The town boasts a population known for its friendly atmosphere and tight-knit neighborhoods, making it an attractive place to live and raise a family. The housing market in Anderson, California is robust, with a variety of properties available to buyers. The demand for homes in the area remains steady, offering a range of options from affordable starter homes to upscale properties, making it a desirable location for individuals at different stages of life. Some of the main attractions in Anderson, California include the picturesque Anderson River Park, offering scenic views and recreational activities for residents. The nearby Shasta Lake provides opportunities for boating and fishing, while local wineries and breweries showcase the region's vibrant culture and offerings.
The Benefits of Bridge Loans in Anderson, California
