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Navigating the process of buying a new home in Angelus Oaks, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Angelus Oaks, CA or getting it ready for the market.
Identify the new home you want to buy in Angelus Oaks, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Angelus Oaks, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Angelus Oaks, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Angelus Oaks, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Angelus Oaks, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Angelus Oaks, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Angelus Oaks, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Angelus Oaks, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans are advantageous for individuals in Angelus Oaks, California, as they provide short-term financing for homeowners transitioning between the sale of one home and the purchase of another. These loans offer flexibility and convenience, allowing homeowners to secure their new property without being contingent on selling their current home. Angelus Oaks, a small community located in San Bernardino County, is known for its picturesque surroundings and peaceful environment. With a population of approximately 500 residents, the area offers a close-knit community feel and access to outdoor activities such as hiking, biking, and camping. The housing market in Angelus Oaks features a mix of residential properties, including single-family homes and cabins. While the market is competitive, bridge loans can give buyers an edge by providing quick access to funds for securing a new property. The median home value in Angelus Oaks is around $300,000, making it an attractive option for those seeking a tranquil lifestyle in a scenic setting.
Benefits of Bridge Loans in Angelus Oaks, California
