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Navigating the process of buying a new home in Angwin, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Angwin, CA or getting it ready for the market.
Identify the new home you want to buy in Angwin, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Angwin, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Angwin, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Angwin, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Angwin, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Angwin, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Angwin, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Angwin, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Angwin, California offer numerous benefits for homeowners. They provide quick access to funds, allowing individuals to bridge the gap between the purchase of a new home and the sale of their existing property. This helps in avoiding delays and ensures a smooth transition. Demographically, Angwin is a charming small town in Napa County, known for its picturesque vineyards and tranquil atmosphere. The population is diverse, with a mix of families, young professionals, and retirees, creating a close-knit community that values quality of life. The housing market in Angwin is competitive yet rewarding. With a range of housing options from cozy cottages to luxury estates, there is something for everyone. The market is stable, offering opportunities for both buyers and sellers to make profitable transactions. Some main attractions in Angwin include the breathtaking Pacific Union College, which adds a youthful energy to the town. The nearby Howell Mountain and Angwin Parc offer outdoor enthusiasts hiking trails and stunning views of the Napa Valley, making it a haven for nature lovers.
Benefits of Bridge Loans in Angwin, California