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Navigating the process of buying a new home in Antioch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Antioch, CA or getting it ready for the market.
Identify the new home you want to buy in Antioch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Antioch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Antioch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Antioch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Antioch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Antioch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Antioch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Antioch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Antioch offer a valuable solution for homebuyers. These loans provide short-term financing that bridges the gap between the purchase of a new home and the sale of a current property. They help in avoiding a financial crunch by providing funds to make a down payment on the new home before selling the existing one. Antioch, California, boasts a diverse population of over 100,000 residents. The city has a suburban feel with a mix of urban and rural areas, making it an attractive place to live for families, young professionals, and retirees alike. The housing market in Antioch is dynamic, with a range of options available for buyers. The city offers affordable housing compared to neighboring areas in the Bay Area. Bridge loans can help buyers take advantage of these opportunities by providing quick access to funds for a down payment, potentially securing their dream home in a competitive market. Antioch features various attractions, including the Black Diamond Mines Regional Preserve, offering hiking and picnicking opportunities. The city also has golf courses, parks, and a marina for outdoor enthusiasts. With its proximity to the San Joaquin Delta, residents can enjoy water activities and scenic views.
Benefits of Bridge Loans in Antioch, California
