Get Approved at The Lowest Rate
Navigating the process of buying a new home in Anza, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Anza, CA or getting it ready for the market.
Identify the new home you want to buy in Anza, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Anza, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Anza, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Anza, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Anza, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Anza, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Anza, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Anza, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Anza, California offer numerous advantages to both homebuyers and sellers. One key benefit is the ability for buyers to secure financing quickly, allowing them to purchase a new home before selling their current one. This can be especially beneficial in competitive markets where finding a new home is urgent. Demographically, Anza is a small, rural community located in Riverside County, California. Known for its scenic beauty and tranquil atmosphere, Anza attracts residents who appreciate a quieter, more relaxed lifestyle away from the hustle and bustle of urban areas. The housing market in Anza is characterized by a mix of single-family homes, ranch properties, and vacant land. With relatively affordable home prices compared to neighboring areas, Anza offers opportunities for both first-time buyers and those looking to invest in property with potential for growth. Main attractions in Anza include the stunning Cahuilla Mountain, popular for hiking and scenic views, as well as the Anza-Borrego Desert State Park, known for its diverse wildlife and spring wildflower blooms. Additionally, residents enjoy easy access to nearby wineries, golf courses, and outdoor recreational activities.
Benefits of Bridge Loans in Anza, California
