Get Approved at The Lowest Rate
Navigating the process of buying a new home in Apple Valley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Apple Valley, CA or getting it ready for the market.
Identify the new home you want to buy in Apple Valley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Apple Valley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Apple Valley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Apple Valley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Apple Valley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Apple Valley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Apple Valley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Apple Valley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient short-term financing solution for individuals in Apple Valley aiming to purchase a new property before selling their existing one. These loans help avoid the stress of contingent offers, allowing buyers to secure their new home quickly. Demographics: Apple Valley, California, boasts a diverse population with a mix of families, retirees, and young professionals. The city's demographics reflect a blend of different cultures, creating a vibrant community atmosphere. Housing Market: Apple Valley's housing market is competitive, with a range of properties available from cozy single-family homes to spacious estates. Bridge loans can give buyers a competitive edge in this market by providing quick access to funds for a down payment. Main Attractions: Apple Valley offers a variety of attractions, including the beautiful Jess Ranch Lakes, perfect for outdoor activities like fishing and picnicking. The renowned Apple Valley Golf Course is a favorite spot for golf enthusiasts, while the nearby Big Bear Lake provides opportunities for year-round recreation.
Benefits of Bridge Loans in Apple Valley, California
