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Navigating the process of buying a new home in Aptos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Aptos, CA or getting it ready for the market.
Identify the new home you want to buy in Aptos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Aptos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Aptos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Aptos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Aptos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Aptos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Aptos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Aptos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Aptos, California can provide immediate funds to facilitate the purchase of a new home before the current one is sold. This benefit helps avoid the stress of coordinating sale and purchase dates, making the transition smoother and more convenient for homeowners. Demographically, Aptos is a quaint coastal town in Santa Cruz County, known for its scenic beaches, redwood forests, and a laid-back lifestyle. The population consists of a mix of families, retirees, and young professionals, creating a diverse and vibrant community. In terms of the housing market, Aptos offers a range of properties from beachfront homes to mountain retreats. The market is dynamic, with a mix of traditional single-family homes and modern developments, providing options for various preferences and budgets. Main attractions in Aptos include the iconic Seacliff State Beach, famous for its pier and SS Palo Alto concrete ship. The area also boasts The Forest of Nisene Marks State Park, offering hiking and biking trails through beautiful redwood groves, making it a paradise for nature lovers.
Benefits of Bridge Loans in Aptos, California
