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Navigating the process of buying a new home in Aromas, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Aromas, CA or getting it ready for the market.
Identify the new home you want to buy in Aromas, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Aromas, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Aromas, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Aromas, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Aromas, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Aromas, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Aromas, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Aromas, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Aromas, California offer a useful solution for buyers who need to bridge the gap between the purchase of a new home and the sale of their current property. These loans provide flexibility and speed in real estate transactions, allowing buyers to secure their dream home without the stress of timing constraints. As for the demographics of Aromas, California, the town has a population of around 2,600 residents with a median age of 42. The community is diverse, with a mix of families, professionals, and retirees, creating a welcoming and vibrant atmosphere. When it comes to the housing market in Aromas, properties range from cozy single-family homes to spacious estates, offering options for various budgets and preferences. The market is stable, with a steady demand for homes due to the town's charming rural setting and proximity to urban areas. Main attractions in Aromas include the Aromas Grange, a historic community center hosting events and social gatherings, and the Aromas Hills Trail, ideal for outdoor enthusiasts seeking hiking and nature activities. Additionally, the close-knit community fosters a strong sense of belonging and camaraderie among residents.
The Benefits of Bridge Loans in Aromas, California
