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Navigating the process of buying a new home in Artesia, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Artesia, CA or getting it ready for the market.
Identify the new home you want to buy in Artesia, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Artesia, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Artesia, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Artesia, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Artesia, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Artesia, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Artesia, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Artesia, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Artesia, California offer numerous benefits to homeowners and real estate investors. One significant advantage is the ability to bridge the financial gap between the purchase of a new property and the sale of an existing one. This allows individuals to secure their dream home without being dependent on the sale of their current property. Artesia, California, is a diverse community with a rich cultural heritage. The demographics of Artesia reflect this diversity, with a mix of Asian, Hispanic, White, and other communities living harmoniously together. The town has a strong sense of community and offers various cultural events and festivals throughout the year. The housing market in Artesia is dynamic, with a range of properties available to suit different budgets and preferences. The market has been stable in recent years, making it an attractive option for both buyers and sellers. Bridge loans can help individuals take advantage of the opportunities present in the Artesia housing market. Artesia, California, boasts several main attractions that draw visitors and residents alike. The town is known for its diverse dining options, shopping centers, and parks. The Cerritos Sculpture Garden and the Artesia Historical Museum are popular cultural spots that offer a glimpse into the town's history and art scene.
Benefits of Bridge Loans in Artesia, California
