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Navigating the process of buying a new home in Artois, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Artois, CA or getting it ready for the market.
Identify the new home you want to buy in Artois, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Artois, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Artois, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Artois, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Artois, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Artois, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Artois, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Artois, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Artois, California offer a quick and convenient financial solution for individuals looking to bridge the gap between the purchase of a new home and the sale of their existing property. These loans provide flexibility and ease the transition during the challenging process of buying a new home. Artois, California, is a small, tight-knit community characterized by its peaceful surroundings and picturesque landscapes. The demographics of Artois include a mix of young families and retirees, creating a diverse and welcoming neighborhood ideal for those seeking a close-knit community atmosphere. The housing market in Artois, California, is stable and offers a range of options from cozy single-family homes to spacious estates. The availability of bridge loans provides prospective homebuyers with the opportunity to secure their dream home without the stress of waiting for their current property to sell. Some main attractions in Artois include the beautiful Artois Vineyards, which offer tours and tastings for wine enthusiasts. Additionally, the nearby Butte Creek Ecological Reserve provides nature lovers with hiking trails and birdwatching opportunities, making Artois a haven for outdoor activities.
The Benefits of Bridge Loans in Artois, California
