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Navigating the process of buying a new home in Arvin, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Arvin, CA or getting it ready for the market.
Identify the new home you want to buy in Arvin, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Arvin, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Arvin, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Arvin, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Arvin, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Arvin, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Arvin, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Arvin, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Arvin, California offer various advantages to homeowners. These short-term loans provide quick access to funds to bridge the gap between the purchase of a new home and the sale of the current one. They help in securing the new property before selling the existing one, preventing the need for a contingency offer. Arvin, California, with a diverse population, is a vibrant community located in Kern County. The area boasts a mix of cultures, with a significant Hispanic population. The city has a strong sense of community, with various local events and activities that promote inclusivity and diversity. The housing market in Arvin, California, offers a range of opportunities for both buyers and sellers. As of recent data, the market has shown steady growth, with a variety of housing options available to accommodate different budgets and needs. Bridge loans can help facilitate quick transactions in this dynamic real estate market. Arvin, California, is known for its rich agricultural heritage and scenic landscapes. Residents and visitors alike can enjoy attractions such as the Tehachapi Mountains, Bear Mountain Boulevard, and Murray Family Farms. The city's proximity to outdoor activities and natural beauty makes it an attractive place to call home.
Benefits of Bridge Loans in Arvin, California
