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Navigating the process of buying a new home in Aspermont, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Aspermont, TX or getting it ready for the market.
Identify the new home you want to buy in Aspermont, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Aspermont, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Aspermont, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Aspermont, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Aspermont, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Aspermont, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Aspermont, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Aspermont, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer significant benefits in Aspermont, Texas. They provide a short-term financing solution for homeowners who are looking to purchase a new home before selling their current one. This can help in avoiding delays in buying a new property, especially in a competitive market. Aspermont, Texas, a charming small town, has a population of around 900 residents. The community is close-knit, offering a peaceful and serene living environment. The town boasts a strong sense of community spirit and a safe neighborhood, making it an ideal place for families and retirees. The housing market in Aspermont, Texas, is relatively stable. The median home value is around $75,000, making homeownership affordable for many. The market offers a variety of housing options, from single-family homes to larger properties, catering to different needs and preferences. Some of the main attractions in Aspermont include the Stonewall County Courthouse, a historic landmark known for its beautiful architecture. Outdoor enthusiasts can explore the nearby Lake Stamford for fishing and boating activities, while nature lovers can enjoy the scenic views at Copper Breaks State Park.
Benefits of Bridge Loans in Aspermont, Texas