Get Approved at The Lowest Rate
Navigating the process of buying a new home in Auberry, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Auberry, CA or getting it ready for the market.
Identify the new home you want to buy in Auberry, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Auberry, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Auberry, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Auberry, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Auberry, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Auberry, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Auberry, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Auberry, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer significant benefits in Auberry, California. These short-term loans provide financing to cover the gap between the purchase of a new home and the sale of an existing one. One major advantage is the ability to secure funding quickly, allowing buyers to move forward with confidence. Demographically, Auberry boasts a diverse population with a strong sense of community. The area is characterized by its natural beauty, with a mix of rural and suburban residents. Auberry is an ideal location for those seeking a peaceful lifestyle close to nature. In terms of the housing market, Auberry offers a range of options to suit various preferences and budgets. From cozy cottages to spacious suburban homes, there is something for everyone. The market is competitive, with a steady demand for properties driving growth. Main attractions in Auberry include the stunning Sierra National Forest, which provides endless opportunities for outdoor recreation such as hiking, fishing, and camping. The area is also known for its local wineries, charming bed and breakfasts, and friendly community events.
Benefits of Bridge Loans in Auberry, California
