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Navigating the process of buying a new home in Baird, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Baird, TX or getting it ready for the market.
Identify the new home you want to buy in Baird, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Baird, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Baird, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Baird, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Baird, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Baird, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Baird, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Baird, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Baird, Texas offer a convenient option for homeowners looking to purchase a new home before selling their existing one. These short-term loans provide quick access to funds, allowing individuals to bridge the financial gap during the transition period. Demographics: Baird, Texas, is a small town with a population of approximately 1,600 residents. The community is known for its friendly atmosphere and strong sense of community. The town has a mix of families, retirees, and young professionals, creating a diverse and vibrant environment. Housing Market: The housing market in Baird offers a range of affordable options for homebuyers. With a median home price below the state average, Baird presents an attractive opportunity for first-time buyers and those looking to invest in real estate. Additionally, the town's proximity to larger cities provides easy access to urban amenities while enjoying a quieter lifestyle. Main Attractions: Baird is home to several main attractions, including the Historic Texas & Pacific Railway Depot Museum, which offers a glimpse into the town's rich history. Outdoor enthusiasts can explore the nearby Baird Lake for fishing and camping opportunities. Additionally, the town hosts regular community events and festivals, providing entertainment for residents and visitors alike.
Bridge Loans in Baird, Texas
