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Navigating the process of buying a new home in Bard, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bard, CA or getting it ready for the market.
Identify the new home you want to buy in Bard, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bard, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bard, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bard, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bard, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bard, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bard, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bard, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Bard, California offer a valuable financing option for homebuyers by providing short-term funds to bridge the gap between the purchase of a new home and the sale of an existing one. This can be particularly beneficial in competitive markets, allowing buyers to secure their new property without contingency clauses. Demographics: Bard, California, is a small unincorporated community located in Imperial County. The area is known for its diverse population, with a mix of families, retirees, and young professionals. The community values its close-knit feel and offers a peaceful and serene living environment. Housing Market: Bard's housing market is characterized by a range of property types, including single-family homes, townhouses, and apartments. The market is stable, with steady appreciation rates over the years. Bridge loans can help buyers capitalize on investment opportunities in this growing market. Main Attractions: In Bard, residents and visitors can enjoy the stunning natural landscapes, including the nearby Colorado River for water activities and the Imperial Sand Dunes for recreational adventures. The community also offers local parks, dining options, and cultural events, making it a desirable place to live.
The Benefits of Bridge Loans in Bard, California
