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Navigating the process of buying a new home in Belden, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Belden, CA or getting it ready for the market.
Identify the new home you want to buy in Belden, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Belden, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Belden, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Belden, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Belden, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Belden, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Belden, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Belden, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Belden, California offer a valuable financial solution for homebuyers. These short-term loans provide the flexibility to secure a new property before selling an existing one, avoiding the need for contingent offers. Demographics: Belden, California, boasts a diverse population with a mix of young professionals, families, and retirees. The town's community is known for its friendly atmosphere and tight-knit neighborhoods. Housing Market: The housing market in Belden is competitive, with a combination of historic homes and modern developments. Bridge loans can help buyers act quickly in this fast-paced market, giving them a competitive edge. Main Attractions: Belden's picturesque location offers residents and visitors a range of outdoor activities, including hiking, fishing, and camping. The town's proximity to natural landmarks and recreational areas makes it a desirable place to live or visit.
The Benefits of Bridge Loans in Belden, California
