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Navigating the process of buying a new home in Bella Vista, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bella Vista, CA or getting it ready for the market.
Identify the new home you want to buy in Bella Vista, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bella Vista, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bella Vista, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bella Vista, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bella Vista, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bella Vista, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bella Vista, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bella Vista, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer unique advantages for homebuyers in Bella Vista, California. These short-term loans can provide quick access to funds, allowing buyers to secure a new home before selling their existing property. This can help avoid the stress of timing the sale of their current home with the purchase of a new one. Demographics in Bella Vista, California, show a vibrant community with a mix of residents of diverse backgrounds. The population is characterized by a high level of educational attainment and a strong sense of community involvement. The area is known for its high quality of life and excellent schools, making it an attractive location for families. The housing market in Bella Vista, California, is robust and competitive. With a range of housing options available, from modern apartments to spacious single-family homes, buyers can find the perfect property to suit their needs. Bridge loans can give buyers a competitive edge in this market by providing the flexibility and financial support needed to secure their dream home. Bella Vista, California, is home to a variety of main attractions, including picturesque parks, trendy cafes, and cultural museums. Residents can enjoy outdoor activities such as hiking and biking in the beautiful natural surroundings or explore the local art and music scene. With its vibrant atmosphere and diverse amenities, Bella Vista offers something for everyone.
Benefits of Bridge Loans in Bella Vista, California
