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Navigating the process of buying a new home in Bellville, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bellville, TX or getting it ready for the market.
Identify the new home you want to buy in Bellville, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bellville, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bellville, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bellville, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bellville, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bellville, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bellville, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bellville, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans Bridge loans can provide fast access to funds for purchasing a new home before selling your existing one, avoiding financial strain. They offer flexible repayment terms and can be a crucial tool for homeowners in transition. Demographics Bellville, Texas, has a population of approximately 4,000 residents with a mix of young families and retirees. The community boasts a strong sense of togetherness and offers a small-town charm that many find appealing. Housing Market The housing market in Bellville is stable, with a variety of housing options ranging from historic homes to modern developments. Prices are relatively affordable compared to nearby urban areas, making it an attractive location for buyers. Main Attractions Bellville is known for its scenic countryside, historic downtown area, and local wineries. Outdoor enthusiasts can enjoy activities like hiking, fishing, and bird-watching in the picturesque surroundings.
Bridge Loans in Bellville, Texas
