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Navigating the process of buying a new home in Bethel Island, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bethel Island, CA or getting it ready for the market.
Identify the new home you want to buy in Bethel Island, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bethel Island, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bethel Island, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bethel Island, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bethel Island, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bethel Island, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bethel Island, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bethel Island, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Bethel Island, California, offer individuals the ability to bridge the gap between the purchase of a new property and the sale of their existing property. This type of financing provides flexibility and speed in real estate transactions, allowing homeowners to secure funds quickly and avoid missing out on their dream property. Demographics: Bethel Island, a small island town in California, has a population of approximately 2,100 residents. The community is known for its close-knit feel and friendly atmosphere. The town boasts a mix of families, retirees, and young professionals, creating a diverse and vibrant community. Housing Market: The housing market in Bethel Island offers a range of properties, from cozy waterfront cottages to spacious family homes. The area has seen steady growth in property values in recent years, making it an attractive investment opportunity for both homebuyers and real estate investors. Main Attractions: Bethel Island is renowned for its outdoor recreational activities, including boating, fishing, and water sports. The town's marinas and parks provide ample opportunities for residents and visitors to enjoy the picturesque surroundings and beautiful waterfront views.
Bridge Loans in Bethel Island, California
