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Navigating the process of buying a new home in Bieber, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bieber, CA or getting it ready for the market.
Identify the new home you want to buy in Bieber, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bieber, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bieber, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bieber, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bieber, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bieber, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bieber, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bieber, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer immediate funding for individuals looking to purchase a new property before selling their current one. In Bieber, California, these loans play a crucial role in facilitating seamless transitions between homes, avoiding the need to rush or settle for unfavorable offers. Demographically, Bieber is a small town in Lassen County with a population of approximately 500 residents. The community is characterized by its rural charm and tight-knit atmosphere, making it an ideal location for those seeking a peaceful way of life. The housing market in Bieber is vibrant, with a mix of historic homes and newer developments. Property values are relatively affordable compared to larger cities in California, making it an attractive option for first-time homebuyers or those looking for a change of pace. Main attractions in Bieber include the scenic surroundings of the Modoc National Forest, offering a range of outdoor activities such as hiking, fishing, and camping. Additionally, the historic Bieber Barn provides a glimpse into the town's agricultural roots and is a popular spot for visitors.
Benefits of Bridge Loans in Bieber, California
