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Navigating the process of buying a new home in Big Bend, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Big Bend, CA or getting it ready for the market.
Identify the new home you want to buy in Big Bend, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Big Bend, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Big Bend, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Big Bend, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Big Bend, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Big Bend, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Big Bend, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Big Bend, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Big Bend, California offer a convenient and efficient solution for homeowners looking to purchase a new property before selling their current one. By providing temporary financing, bridge loans help avoid potential delays and allow for smoother transitions between properties. Big Bend, California, is a picturesque community with a population that boasts a mix of families, retirees, and outdoor enthusiasts. The area's serene landscapes and tight-knit community make it an ideal location for those seeking a peaceful retreat amidst nature. The housing market in Big Bend, California, is competitive yet stable, with a mix of residential properties ranging from cozy cabins to spacious homes. Bridge loans can give buyers a competitive edge in this market by enabling them to make strong offers without the contingency of selling their existing home first. Some of the main attractions in Big Bend include its proximity to the stunning Shasta-Trinity National Forest, offering endless opportunities for hiking, fishing, and wildlife viewing. Residents and visitors alike can also enjoy the nearby Pit River for kayaking and other water activities.
The Benefits of Bridge Loans in Big Bend, California
