Bridge Loans: Your Key to Seamless Home Transitions in Biggs, CA

Navigating the process of buying a new home in Biggs, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Biggs, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Biggs, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Biggs, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Biggs, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Biggs, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Biggs, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Biggs, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Biggs, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Biggs, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Biggs, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Biggs, California

Benefits of Bridge Loans: Bridge loans are advantageous in Biggs, California, as they provide a short-term financing solution for homebuyers allowing them to secure a new property before selling their existing one. This helps prevent delays in the home buying process and ensures a smooth transition between properties.

Demographics: Biggs, California, has a population of approximately X, with a median household income of $Y. The majority of residents are families, and the area boasts a diverse community with a strong sense of local pride and belonging.

Housing Market: The housing market in Biggs is experiencing steady growth, with an increase in property values over the past few years. The demand for homes is high, making it a favorable market for sellers. Bridge loans offer buyers a competitive edge in this fast-paced market.

Main Attractions: Biggs, California, is known for its picturesque landscapes, offering residents and visitors opportunities for outdoor activities such as hiking, fishing, and picnicking. The town also has a vibrant downtown area with local shops and eateries, adding to its charm.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now