Get Approved at The Lowest Rate
Navigating the process of buying a new home in Birds Landing, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Birds Landing, CA or getting it ready for the market.
Identify the new home you want to buy in Birds Landing, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Birds Landing, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Birds Landing, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Birds Landing, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Birds Landing, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Birds Landing, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Birds Landing, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Birds Landing, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Birds Landing, California offer numerous benefits for homebuyers. They provide short-term financing to bridge the gap between the purchase of a new home and the sale of an existing one. This allows buyers to quickly secure a new property without having to wait for their old home to sell, enabling them to act fast in competitive markets. Demographically, Birds Landing is a small, tight-knit community in northeastern California. With a population of around 120 residents, it offers a peaceful and rural lifestyle. The town is characterized by its agricultural roots, with many residents working in farming and related industries. In terms of the housing market, Birds Landing offers a unique blend of historic and modern homes. The real estate market here is relatively stable, with a mix of single-family homes and ranch-style properties. With the help of bridge loans, buyers can take advantage of the diverse housing options in the area. Main attractions in Birds Landing include the nearby Grizzly Island Wildlife Area, a popular destination for nature enthusiasts. The area is home to diverse wildlife, including waterfowl and tule elk, making it a scenic spot for outdoor activities such as birdwatching and hiking.
Benefits of Bridge Loans in Birds Landing, California
