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Navigating the process of buying a new home in Blue Jay, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Blue Jay, CA or getting it ready for the market.
Identify the new home you want to buy in Blue Jay, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Blue Jay, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Blue Jay, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Blue Jay, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Blue Jay, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Blue Jay, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Blue Jay, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Blue Jay, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Blue Jay offer a versatile financing solution for homeowners. These short-term loans can help bridge the gap between the purchase of a new home and the sale of your existing property. They provide immediate access to funds, enabling you to make a competitive offer on a new home without being contingent on selling your current one. Blue Jay, California, is a charming mountain community located in the San Bernardino Mountains. It boasts a population with a mix of permanent and seasonal residents. The town offers a serene mountain lifestyle and is a popular destination for outdoor enthusiasts, with hiking, fishing, and boating opportunities in the nearby Lake Arrowhead. The housing market in Blue Jay is dynamic, with a range of properties from cozy cabins to luxury mountain homes. Bridge loans can be particularly beneficial in this market to facilitate quick transactions and secure desirable properties. With its proximity to Lake Arrowhead and other attractions, Blue Jay offers both a tranquil residential setting and potential as a vacation rental hotspot.
Benefits of Bridge Loans in Blue Jay, California
