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Navigating the process of buying a new home in Bluffton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bluffton, TX or getting it ready for the market.
Identify the new home you want to buy in Bluffton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bluffton, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bluffton, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bluffton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bluffton, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bluffton, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bluffton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bluffton, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Bluffton, Texas offer a valuable financial solution for homeowners looking to purchase a new home before selling their current one. These loans provide flexibility and convenience during the transition period, allowing borrowers to secure their new property quickly without waiting for their existing home to sell. Demographically, Bluffton, Texas, is a vibrant community with a diverse population. The town boasts a mix of young families, professionals, and retirees, creating a welcoming and inclusive environment for residents. With excellent schools and recreational facilities, Bluffton is an ideal place to raise a family or enjoy a peaceful retirement. The housing market in Bluffton, Texas, is competitive yet promising. With a steady increase in property values and a high demand for homes, sellers can benefit from favorable selling conditions. Bridge loans provide an advantage in this market by enabling buyers to make competitive offers and secure their dream home without delays. Main attractions in Bluffton include the scenic Bluffton Park, perfect for outdoor activities and family picnics. The town also offers charming local shops and restaurants, providing a quaint and cozy atmosphere for residents and visitors to enjoy. With its rich history and small-town charm, Bluffton, Texas, is a hidden gem worth exploring.
Benefits of Bridge Loans in Bluffton, Texas
