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Navigating the process of buying a new home in Bolinas, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Bolinas, CA or getting it ready for the market.
Identify the new home you want to buy in Bolinas, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Bolinas, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Bolinas, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Bolinas, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Bolinas, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Bolinas, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Bolinas, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Bolinas, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Bolinas, California offer a flexible financing option that allows homeowners to purchase a new home before selling their current one. This can be particularly beneficial in competitive real estate markets like Bolinas, where properties can sell quickly. Demographics Bolinas, California, is a small coastal town known for its artistic community and stunning natural scenery. The population is around 1,600 residents, with a median age of 52 years. The town has a strong sense of community and a laid-back, bohemian vibe. Housing Market The housing market in Bolinas is characterized by high demand and limited inventory. The median home price is above the national average, making it a desirable but competitive market. Bridge loans can help buyers secure a new home quickly without the need to wait for their current property to sell. Main Attractions Bolinas is home to beautiful beaches, such as Agate Beach and Brighton Beach, making it a popular destination for surfers and nature lovers. The town also has a vibrant art scene, with galleries showcasing local talent. Additionally, the Bolinas Museum and the Point Reyes National Seashore are must-visit attractions.
Benefits of Bridge Loans in Bolinas, California
