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Navigating the process of buying a new home in Boonville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Boonville, CA or getting it ready for the market.
Identify the new home you want to buy in Boonville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Boonville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Boonville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Boonville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Boonville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Boonville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Boonville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Boonville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Boonville, California offer numerous advantages for homebuyers. These short-term loans provide quick access to funds, allowing buyers to secure a new home before selling their existing one. This eliminates the need for contingent offers and increases the chances of securing the desired property. Boonville, California, boasts a diverse demographic mix, with a strong sense of community. The population is a vibrant blend of young families, retirees, and professionals drawn to the area's picturesque surroundings. The town's welcoming atmosphere and strong community spirit make it an ideal place to call home. The housing market in Boonville, California, is dynamic and competitive. With a mix of historic homes, modern developments, and rural properties, there is something to suit every taste and budget. Bridge loans provide buyers with the flexibility and financial leverage needed to navigate this fast-paced market and secure their dream home. Aside from its housing market, Boonville, California, is also renowned for its main attractions. The Anderson Valley wine region, known for its world-class wineries and tasting rooms, attracts wine enthusiasts from far and wide. Additionally, the town's proximity to the stunning Mendocino coast offers residents and visitors alike access to breathtaking beaches and outdoor recreational activities.
Benefits of Bridge Loans in Boonville, California
