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Navigating the process of buying a new home in Boulder Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Boulder Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Boulder Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Boulder Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Boulder Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Boulder Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Boulder Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Boulder Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Boulder Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Boulder Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide quick financing solutions for homeowners allowing them to bridge the gap between the purchase of a new home and the sale of their current property. In Boulder Creek, California, this can be particularly advantageous due to the competitive real estate market and high demand for properties. Demographics: Boulder Creek has a population of approximately 4,000 residents. The community is known for its diverse population, with a mix of families, young professionals, and retirees. The town has a strong sense of community and offers a range of amenities including parks, schools, and local businesses. Housing Market: The housing market in Boulder Creek is competitive with a mix of single-family homes, townhouses, and luxury properties. Bridge loans can help buyers secure properties in this sought-after market quickly, providing a competitive edge in negotiations and a streamlined purchasing process. Main Attractions: Boulder Creek is surrounded by the beautiful Santa Cruz Mountains, offering residents access to hiking trails, parks, and outdoor recreational activities. The town is also close to Big Basin Redwoods State Park, known for its ancient redwood trees and scenic beauty.
Benefits of Bridge Loans in Boulder Creek, California
