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Navigating the process of buying a new home in Boulevard, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Boulevard, CA or getting it ready for the market.
Identify the new home you want to buy in Boulevard, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Boulevard, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Boulevard, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Boulevard, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Boulevard, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Boulevard, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Boulevard, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Boulevard, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer numerous benefits for residents of Boulevard, California. These short-term loans provide quick access to funds for purchasing a new home before selling the existing one. This can help individuals secure their dream home without having to worry about the timing of selling their current property. Demographically, Boulevard is a small, close-knit community located in the southeastern part of San Diego County, California. The population is diverse, with a mix of families, retirees, and young professionals. The area is known for its peaceful and rural setting, making it an ideal choice for those seeking a quiet lifestyle. In terms of the housing market, Boulevard offers a range of options from cozy single-family homes to spacious ranch-style properties. The market is competitive yet affordable compared to other parts of California, making it an attractive location for both first-time homebuyers and seasoned investors looking to expand their portfolio. Some main attractions in Boulevard include the stunning Live Oak County Park, popular for hiking and picnicking, and the historic Manzanita Diggins, a former mining site that offers a glimpse into the area's rich past. The region is also close to major highways, providing easy access to nearby amenities and attractions in San Diego.
Bridge Loans Benefits in Boulevard, California
